MISSION POINT HOLDINGS INTERNATIONAL
MPH Expat Experience (XP)
Antigua and Barbuda · MPH Expat ExperienceLiving in Antigua and Barbuda: what it really costs, and what to expect
154 researched facts across 18 categories — visas, costs, housing, tax, healthcare, safety and daily life — each with a named source and the date it was checked. Every figure links to where it came from. 3 items still have no reliable source and are marked as such.
EC$3,976 a month · couple, 1-bed
50 Mbps entry-level fibre (advertised)
+1 h from US Eastern
The $4,000 question
Can you live comfortably in Antigua and Barbuda on $4,000 a month?
Couple renting a furnished 1-bed in St. John's, a month: rent US$1,200 (EC$3,240, Amor Villa III) + electricity EC$300 (250 kWh with the fuel charge) + water EC$43 + two inet phone plans EC$200 + 50 Mbps fibre EC$193 = about EC$3,976 (about US$1,473), before food. No priced long-term rental in English Harbour was listed; condos there sell from about US$650,000.
Built by MPH from the official figures under Cost of living, Housing and Tax below, plus the asking rent listed by Chestertons Antigua and Barbuda and published electricity, water and phone tariffs; food and transport are not included. Your own costs depend on where and how you live.
All 18 categories
Antigua and Barbuda, fact by fact
Visas, residency & citizenshipCost of livingHousing & propertyTax, money & bankingHealthcareEducation & familySafety & securityClimate & environmentConnectivity & daily infrastructureTransport & travelWork & businessLanguage, culture & integrationGovernment, law & societyMoving logisticsDemographicsExpat sentimentFood, groceries & marketsQuestions US movers ask
01Visas, residency & citizenship12
Visa types available (retirement / passive income, digital nomad, work, highly-skilled / EU Blue Card, student, family / spouse, investment / golden visa)
Routes: visitor entry (US and other visa-exempt nationals up to six months), work permits from the Labour Department, three-year resident permits (after 4 years' residence, 1 year of marriage to a citizen, or 2 years on a work permit for investors), student permits, the Nomad Digital Residence for remote workers (up to 2 years) and citizenship by investment.
Source: Immigration Department — Residency permit FAQs; residency; 2016 resident permit programme release · 2026 · checked 26 Oct 2026
Income / savings thresholds per visa
Nomad Digital Residence: a declared expected income of at least US$50,000 a year (the 2020 law required more than EC$135,000 earned outside the country), plus the means to support any family. It was extended to October 2025; no later official statement on its status was found. No income figure is published for the independent-means resident permit, and citizenship by investment has no income test.
Source: High Commission for Antigua and Barbuda (London) — Nomad Digital Residence visa programme · 2026 · checked 26 Oct 2026
Health-insurance requirement for the visa
Nomad Digital Residence applicants must show medical insurance for the intended stay; visitors asking to extend their stay must show valid medical insurance. Citizenship-by-investment applicants with a contagious disease or a serious health problem are not eligible.
Source: High Commission for Antigua and Barbuda (London) — Nomad Digital Residence visa programme · 2026 · checked 26 Oct 2026
Investment thresholds (residency and citizenship by investment)
Citizenship by investment (amounts in US$): a US$230,000 contribution to the National Development Fund (family included), US$300,000 in approved real estate held 5 years, US$260,000 to the UWI Fund for a family of six or more (fees included), or a US$1.5 million business (US$5 million jointly, at least US$400,000 each). Investors can seek a resident permit after 2 years on a work permit.
Source: Citizenship by Investment Unit (CIU) — National Development Fund option — contribution and processing fees · 2026 · checked 26 Oct 2026
Processing time and validity
Citizenship-by-investment processing fees are US$10,000 for one applicant or US$20,000 for a family of up to four, plus due diligence of US$8,500 for the main applicant; passports last 5 years. Resident permits last 3 years and can be renewed; the Nomad Digital Residence lasts up to 2 years; visitor extensions up to 90 days. No official processing time is published.
Source: Citizenship by Investment Unit (CIU) — National Development Fund option — contribution and processing fees · 2026 · checked 26 Oct 2026
Path to permanent residence (years)
A resident permit can be sought after 4 years of lawful residence without a break (1 year of marriage to a citizen; for persons of independent means the FAQ gives both 2 and 5 years). It lasts 3 years and is renewable; holders must live in the country at least half the time, and status is lost after six months or more away. Applicants need police certificates and a health certificate.
Source: Immigration Department — Residency permit FAQs; residency; 2016 resident permit programme release · 2026 · checked 26 Oct 2026
Citizenship / naturalisation timeline
Naturalisation requires residence for the whole 12 months before applying and at least 5 of the 7 years before that, good character and an intention to stay. Commonwealth citizens can register after 7 years' residence or government service, at least 5 of them in the country. Spouses of citizens can register once the marriage has lasted more than 3 years.
Source: Laws of Antigua and Barbuda (laws.gov.ag) — Antigua and Barbuda Citizenship Act, Cap. 22 · 1982 · checked 26 Oct 2026
Dual citizenship allowed
Dual citizenship is legally recognised (Canada's travel advice). The Citizenship Act lets a dual citizen renounce voluntarily but lists no loss of citizenship for holding another one, and the Constitution protected people who were dual citizens in 1981. Citizenship by investment does not require giving up another citizenship. Check whether your other country allows it.
Source: Government of Canada — Antigua and Barbuda travel advice and advisories (last updated 26 May 2026) · 2026 · checked 26 Oct 2026
Citizenship by descent / marriage
By birth: anyone born in the country on or after 1 November 1981 (except diplomats' children), and anyone born abroad to a parent who is a citizen by birth there. By marriage: a spouse can register once the marriage has lasted more than 3 years; applicants married to a citizen for over 3 years are not interviewed.
Source: Constitute Project (text of the Constitution) — Constitution of Antigua and Barbuda 1981 · 1981 · checked 26 Oct 2026
Short-stay rules (e.g. Schengen 90/180)
US citizens and other visa-exempt nationals may stay as long as their business takes, up to six months (UK advice says 90 days on entry), with a return ticket, accommodation and funds; passports must be valid 6 months beyond arrival. Extensions of up to 90 days cost EC$50 plus EC$150 (non-CARICOM). Others holding a US, UK, Canadian or Schengen visa can get a 30-day visa on arrival for US$100.
Source: Immigration Department — General visa information; countries exempt from visa; visa on arrival · 2026 · checked 26 Oct 2026
First registrations (tax number, residence registration)
There is no personal income tax, so most people register only when they work: employers register staff for Social Security and Medical Benefits within a week of hiring, and the self-employed register with Inland Revenue for a tax number (and for ABST above EC$300,000 a year). Non-nationals register for Medical Benefits with proof of legal residence and a work permit.
Source: UNCTAD and ICC (iGuides) — iGuide Antigua and Barbuda — get started, property, permits · 2026 · checked 26 Oct 2026
Entry restrictions (e.g. HIV restrictions)
Camouflage clothing is illegal for everyone, including children; Customs may seize military-style goods, and dealing in military uniforms without approval risks EC$2,000 or a year. Drug penalties are severe, and firearms need the government's prior consent. Cash of more than US$10,000 must be declared on arrival. Citizenship-by-investment applicants with a contagious disease are not eligible.
Source: UK Foreign, Commonwealth & Development Office — Antigua and Barbuda travel advice (updated 13 Mar 2026) · 2026 · checked 26 Oct 2026
02Cost of living17
Overall cost profile — single / couple / family / local
Couple renting a furnished 1-bed in St. John's, a month: rent US$1,200 (EC$3,240, Amor Villa III) + electricity EC$300 (250 kWh with the fuel charge) + water EC$43 + two inet phone plans EC$200 + 50 Mbps fibre EC$193 = about EC$3,976 (about US$1,473), before food. No priced long-term rental in English Harbour was listed; condos there sell from about US$650,000.
Source: Chestertons Antigua and Barbuda — Long-term rentals and properties for sale (US$) · 2026-10 · checked 26 Oct 2026
Restaurant meal (inexpensive; mid-range for two)
Inexpensive: fish and chips EC$35 or sausage and chips EC$25 (Chippy, undated menu); a burger EC$18 at Big Banana in St. John's (menu printed before 2024). Mid-range for two: Wild Tamarind's lunch mains cost US$22–45 (2024 or later); two at US$26 and US$30 cost about US$62 (EC$166) with the 10% service charge. English Harbour: Pillars EC$65–132 a main (pre-2024 menu).
Source: Chippy Antigua — Menu (EC$) · 2026 · checked 26 Oct 2026
Coffee, beer, soft drink
Bar prices (EC$): local Wadadli beer 8, imported beers 10–12, coffee 7, cappuccino 10, Coke 6 at Big Banana in St. John's (menu printed before the 2024 tax rise). Chippy's undated menu: beer 8, soda 6, water 5.
Source: Big Banana, St. John's (menu on antiguanice.com) — Menu (EC$, including 15% ABST — printed before 2024) · 2023 · checked 26 Oct 2026
Grocery basket (milk, bread, eggs, meat, produce, wine)
No supermarket price list is published online. Food and non-alcoholic drinks cost about 37% more than in the US in the World Bank's 2021 price comparison, but food prices fell 1.0% in the year to September 2026. Epicurean, which calls itself the largest grocery store, is on Friars Hill Road (St. John's) and at Jolly Harbour.
Source: World Bank — International Comparison Program 2021 — price level indexes (source 90) · 2021 · checked 26 Oct 2026
Utilities for an apartment (electricity, heating, water, refuse)
Electricity (APUA, EC$): EC$0.40/kWh up to 300 kWh plus a fuel variation charge of EC$0.80/kWh (June 2026) — EC$300 for 250 kWh; minimum charge EC$25. Water: EC$21 per 1,000 gallons for the first 4,000 gallons a month, then EC$50, plus EC$1 meter rental — EC$43 for 2,000 gallons. The fuel charge moves 1 cent for every 10-cent change in the fuel price.
Source: Antigua Public Utilities Authority (APUA) — Rates (electricity, water, telephone; EC$); understanding your bill; applying for a service · 2026-06 · checked 26 Oct 2026
Mobile plan
APUA inet postpaid: All In 22 EC$100 a month (22 GB, 1,200 local minutes, 1 line), All In 33 EC$251 (2 lines), All In 60 EC$364 (4 lines); prepaid All In plans from EC$8.60 for 1 day, ABST included. Flow postpaid: Single Essential $99.99 (20 GB) and Family 2 Essential $199.99 (2 lines); Flow's pages do not state the currency.
Source: APUA inet — Fibre residential packages; mobile postpaid and prepaid plans (EC$) · 2026-10 · checked 26 Oct 2026
Broadband
Fibre (APUA inet, EC$, available island-wide): Ultra 50 EC$193 a month for 50/25 Mbps, Ultra 75 EC$258, Ultra 100 EC$332; new customers pay EC$232.83 for the modem and EC$206.25 for installation. Flow broadband from $120 a month (200 GB), without stated speeds or currency.
Source: APUA inet — Fibre residential packages; mobile postpaid and prepaid plans (EC$) · 2026-10 · checked 26 Oct 2026
Public transport single ticket + monthly pass
Buses are privately run minibuses from the East and West bus stations in St. John's, 5:30 a.m.–6 p.m. On the St. John's–Jolly Harbour route fares are EC$2.25–3.75, with children paying 50 cents less; they have not changed in over 20 years, and drivers asked for a rise in August 2026. No monthly pass was found. Barbuda has no public transport.
Source: Antigua Observer — Bus drivers at both terminals want fare hike after more than 20 years (20 Aug 2026) · 2026-08 · checked 26 Oct 2026
Taxi fare
Taxis are not metered: fares are fixed by zone and posted at the airport and taxi stands, so agree the fare (in local currency) before setting off. The St. John's Taxi Association won a 20% rise, phased in from October 2023. No official fare table is published online. Use licensed taxis: unlicensed drivers have charged two to three times the agreed fare.
Source: Antigua and Barbuda Tourism Authority — Getting around — buses, taxis, driving permit, Barbuda ferry · 2026 · checked 26 Oct 2026
Fuel price
Gasoline rose from EC$14.50 to EC$16.50 an imperial gallon (about EC$3.63 a litre) in the September 2026 CPI; in August 2026 the central bank's tracker showed gasoline EC$14.50 and diesel EC$14.25 a gallon, a 20-lb gas cylinder EC$32 and a 100-lb cylinder EC$155.
Source: Statistics Division, Ministry of Finance — Consumer Price Index, September 2026 (release of 2 Oct 2026 and PDF) · 2026-09 · checked 26 Oct 2026
New car price
No dealer price list is published. Imported cars pay 35% import duty, a 10% Revenue Recovery Charge and 17% ABST, plus an environmental levy of EC$1,000 (new) or EC$4,000 (used); electric cars pay no import duty. A dealer's example: a car selling for $100,000 with all taxes paid.
Source: Antigua.news — Car dealer Paul Ryan pushes back on duty-free claims, calls for fair tax system (13 Apr 2026) · 2026 · checked 26 Oct 2026
Gym membership; cinema; theatre
Caribbean Cinemas closed its Antigua location 'until further notice' in August 2026 after health officials shut its food stands. No gym or theatre price list is published online.
Source: Antigua Observer — Caribbean Cinemas closes Antigua location amid health concerns (26 Aug 2026) · 2026 · checked 26 Oct 2026
Clothing items
No clothing price list is published online. Clothing and footwear cost about the same as in the US in the World Bank's 2021 price comparison (101%), and clothing prices rose 5.7% in the year to September 2026.
Source: World Bank — International Comparison Program 2021 — price level index, clothing and footwear (source 90, series 1103000) · 2021 · checked 26 Oct 2026
Personal care, medicine, short doctor visit
A routine visit to a private doctor costs about $250–350, up from about $150 (May 2025 report; currency not stated). Prescription medicines and medical services are exempt from ABST. No pharmacy or public-clinic price list is published online.
Source: Antigua News Room — Antiguans and Barbudans say they have seen a sharp rise in private doctor fees (24 May 2025) · 2025 · checked 26 Oct 2026
Domestic help (hourly cleaner)
No hourly cleaner rate is published. The floor is the national minimum wage of EC$11.50 an hour from 1 April 2026 (Minimum Basic Wage Order, S.I. No. 30 of 2026); the Labour Department's notice names no exempt categories.
Source: Antigua News Room — Labour Department confirms $11.50 minimum wage effective April 1 (14 Apr 2026) · 2026-04 · checked 26 Oct 2026
Average net salary; purchasing power
Median monthly pay of employees was EC$2,500 in 2023 (men EC$2,593, women EC$2,400); the mean was EC$2,840, about US$1,052 (Labour Force Survey via ILO). There is no income tax; private-sector employees pay 7% Social Security and 3.5% Medical Benefits. Prices overall are about 19% below US levels.
Source: International Labour Organization (ILOSTAT), from the Antigua and Barbuda Labour Force Survey — ILOSTAT — earnings, unemployment and education of the working-age population (2023) · 2023 · checked 26 Oct 2026
Price level vs. US
Consumer prices are about 19% below US levels: the World Bank's 2025 private-consumption PPP conversion factor is 2.19 EC$ per international dollar, against EC$2.70 per US$. Food was about 37% above US levels in the 2021 International Comparison Program. Consumer prices rose 7.0% in the year to September 2026.
Source: World Bank — World Development Indicators and Worldwide Governance Indicators via the API — Antigua and Barbuda (ATG) · 2025 · checked 26 Oct 2026
03Housing & property13
Rent — 1-bed and 3-bed, centre and outside
Long-term rents in and around St. John's (Chestertons, Oct 2026, US$ a month): 1-bed US$900–1,400; 2-bed US$1,200–2,000; a 3-bed apartment US$2,300; 3-bed houses about US$2,500 (Crosbies) to US$3,000 (Hodges Bay), and a 3-bed villa US$4,000. No priced long-term rental in English Harbour was listed. Rents rose 8.9% in the year to September 2026.
Source: Chestertons Antigua and Barbuda — Long-term rentals and properties for sale (US$) · 2026-10 · checked 26 Oct 2026
Furnished rent, studio vs. 85 m²
Furnished: a studio in St. John's US$700 a month and 1-beds from US$900 (one with utilities except electricity included); a 2-bed at Jolly Harbour US$1,600 and a 3-bed in St. John's US$2,300. Listings give no floor areas that can be relied on.
Source: Chestertons Antigua and Barbuda — Long-term rentals and properties for sale (US$) · 2026-10 · checked 26 Oct 2026
Purchase price per m², centre and outside; median home price
No official price index was found. Asking prices (Chestertons, Oct 2026): 1-bed condos in English Harbour US$650,000–715,000, a 6-bed villa there US$1,250,000 and a plot US$304,900; a 1-bed at Valley Church US$650,000.
Source: Chestertons Antigua and Barbuda — Long-term rentals and properties for sale (US$) · 2026-10 · checked 26 Oct 2026
Foreign ownership allowed / restrictions
Foreigners may own land only with a licence from the Cabinet under the Non-Citizens Land Holding Regulation Act; land held without one can be forfeited, and since 2018 even short leases need a licence. A company counts as foreign if any director is a non-citizen. Land in Barbuda cannot be owned (UNCTAD iGuide).
Source: Laws of Antigua and Barbuda (laws.gov.ag) — Non-Citizens Land Holding Regulation Act, Cap. 293, and Amendment Act 2018 (No. 9 of 2018) · 2018 · checked 26 Oct 2026
Buying process for foreigners
Non-citizens apply to the Cabinet for a landholding licence, which takes three to six months; the licence has no effect until it is registered. An attorney is usually used, and registering a land transfer takes 5–10 working days (admin fee EC$30, up to EC$150).
Source: UNCTAD and ICC (iGuides) — iGuide Antigua and Barbuda — get started, property, permits · 2026 · checked 26 Oct 2026
Property purchase taxes and annual property tax
Non-citizens pay licence duty of 5% of the price or market value, whichever is greater. Stamp duty on a sale is 2.5% for the buyer and 7.5% for the seller. Annual property tax is 0.2%–0.5% of market value, depending on use; non-citizens also pay 10–20% a year on undeveloped land.
Source: Laws of Antigua and Barbuda (laws.gov.ag) — Non-Citizens Land Holding Regulation Act, Cap. 293, and Amendment Act 2018 (No. 9 of 2018) · 2026 · checked 26 Oct 2026
Buy-to-let rules; short-term rental licensing
Letting villas or apartments to tourists needs a licence under the Tourism Licensing and Classification Act 2019: offering a tourism service without one risks a fine of up to EC$5,000 or 12 months in prison, plus EC$1,000 a day. Resident landlords pay unincorporated business tax on rent (0% up to EC$42,000, then 8% and 25%); non-residents pay 12.5% on rental income.
Source: Laws of Antigua and Barbuda (laws.gov.ag) — Tourism Licensing and Classification Act 2019 (No. 4 of 2019) · 2019 · checked 26 Oct 2026
Tenant rights
Under the Rent Restriction Act, rent on older buildings may not rise more than 15% above the standard rent, and on buildings put up after 1939 any rise above it needs the Rent Commissioners' approval. A notice to quit has effect only on set grounds, such as rent unpaid for at least 30 days or a breach not put right in 30 days. Furnished lets are not covered.
Source: Laws of Antigua and Barbuda (laws.gov.ag) — Rent Restriction Act, Cap. 378 · 2026 · checked 26 Oct 2026
Mortgage availability to non-residents; rates
Residential mortgage rates ran from 4% to 12% between June 2025 and June 2026, with banks' prime lending rates at 10–11% (ECCB). The ECCU credit bureau lets lenders see your history only with your signed consent.
Source: Eastern Caribbean Central Bank (ECCB) — Interest rates and weighted averages — Antigua and Barbuda (Jun 2025–Jun 2026) · 2026-06 · checked 26 Oct 2026
Home insurance
Home insurance is sold locally: Sagicor's Key Protector policy covers fire, hurricane, flood, earthquake, theft and other perils, with lower rates for hurricane shutters and monitored alarms. Premiums and hurricane deductibles are not published.
Source: Sagicor General (Antigua and Barbuda) — Key Protector Home Insurance · 2026 · checked 26 Oct 2026
Building and renovating
No land development — a house, a subdivision or commercial building — may start without a development permit. Approval by the Development Control Authority can take two weeks or much longer, and coastal sites may need environmental studies of up to a year. New water or power connections must be stamped by the Authority before APUA takes them.
Source: Antigua News Room — Development permit mandatory for all land development in Antigua and Barbuda (23 Dec 2025) · 2025 · checked 26 Oct 2026
Selling property; capital gains tax
Non-citizens selling land pay a land value appreciation tax of 5% on the gain (purchase value plus capital spending against sale value), and sellers pay stamp duty of 7.5%. There is no general capital gains tax.
Source: Laws of Antigua and Barbuda (laws.gov.ag) — Non-Citizens Land Holding Regulation Act, Cap. 293, and Amendment Act 2018 (No. 9 of 2018) · 2026 · checked 26 Oct 2026
Gross rental yield
No reliable source found.
No reliable source yet · 2026 · checked 26 Oct 2026
04Tax, money & banking15
Income tax system and rates
Personal income tax was repealed in 2016, so residents' wages and pensions are not taxed; non-residents pay withholding tax on interest (25%) and rent (12.5%). The self-employed (including landlords) pay unincorporated business tax: 0% on the first EC$42,000 of chargeable income, 8% up to EC$186,000 and 25% above. Companies pay 25%.
Source: Inland Revenue Department (IRD) — Unincorporated Business Tax FAQ · 2026 · checked 26 Oct 2026
Estimated tax on $50k / $100k / $250k
Income tax is EC$0 on US$50,000, US$100,000 or US$250,000 of pay. Private-sector employees pay Social Security of 7% on earnings up to EC$78,000 a year (at most EC$5,460; public sector 6%) and Medical Benefits of 3.5%: about EC$10,185 a year on US$50,000 (EC$135,000), EC$14,910 on US$100,000 and EC$29,085 on US$250,000, before an education levy of 2.5% (5% on higher incomes).
Source: Antigua and Barbuda Social Security Board — Media release — pension age and contribution rate adjustments from 1 Jan 2025; age benefits · 2026 · checked 26 Oct 2026
Tax residency test
There is no personal income tax, so residence matters mainly for business and investment income. Under the Income Tax Act an individual is resident for a year if their permanent home is in the country and they are present during the year, or if they are present for at least 183 days. A company is resident where it is centrally managed and controlled (Deloitte).
Source: Laws of Antigua and Barbuda (laws.gov.ag) — Income Tax Act, Cap. 212 (consolidated) · 1989 · checked 26 Oct 2026
Non-resident tax
Non-residents pay 25% withholding tax on interest and royalties from Antigua and Barbuda unless a treaty lowers it; there is no withholding tax on dividends. Individuals' employment income is not taxed for residents or non-residents.
Source: Deloitte — International Tax — Antigua and Barbuda Highlights 2026 (updated January 2026) · 2026 · checked 26 Oct 2026
Special expat regimes
There is no personal income tax, so there is no special tax regime for newcomers. Nomad Digital Residence holders may not take local jobs, sell services to local businesses or run a business in the local market.
Source: Antigua Observer — Senate passes bill to legitimise long-stay visa (27 Oct 2020) · 2020 · checked 26 Oct 2026
Double tax treaty with the US (and UK, CA, AU)
There is no tax treaty with the US, Canada or Australia. Treaties in force: the UK arrangement of 1947 (amended in 1968), Switzerland, the United Arab Emirates and the CARICOM multilateral treaty. Antigua and Barbuda signed the OECD multilateral convention (BEPS MLI) on 18 June 2025.
Source: HM Revenue & Customs — Double Taxation Relief Manual DT2450 — Antigua and Barbuda: agreements in force (updated 4 Aug 2026) · 2026 · checked 26 Oct 2026
Inheritance / estate tax; wills and estate planning
There is no inheritance or estate tax and no capital gains tax, but gifts may attract stamp duty.
Source: Deloitte — International Tax — Antigua and Barbuda Highlights 2026 (updated January 2026) · 2026 · checked 26 Oct 2026
VAT rate; import duty on personal goods
The sales tax (ABST) rose from 15% to 17% on 1 January 2024; some goods are zero-rated, and medical, financial and education services are exempt. Returning nationals bring personal and household effects they have owned for at least a year (not for resale) free of ABST. A customs broker is needed for shipments of more than six lines or EC$5,000 or more.
Source: Antigua.news — New fiscal measures introduced to boost revenue collection (18 Dec 2023) · 2024 · checked 26 Oct 2026
Corporate tax; self-employed tax
Companies pay 25% corporate income tax. The self-employed pay unincorporated business tax: 0% up to EC$42,000, 8% up to EC$186,000 and 25% above, and register with Inland Revenue (non-nationals need a self-employed work permit). Self-employed Social Security is 10% and Medical Benefits 5%.
Source: Deloitte — International Tax — Antigua and Barbuda Highlights 2026 (updated January 2026) · 2026 · checked 26 Oct 2026
Pensions and social security
Social Security (2025): 16% of pay for private-sector staff (employee 7%, employer 9%), 15% in the public sector, 10% for the self-employed, on earnings up to EC$78,000 a year. The pension age is 65; the pension is 25%–50% of average insurable earnings, at least EC$350 a month. Medical Benefits adds 3.5% each from employee and employer.
Source: Antigua and Barbuda Social Security Board — Media release — pension age and contribution rate adjustments from 1 Jan 2025; age benefits · 2025 · checked 26 Oct 2026
Opening a bank account as a non-resident / foreigner
Non-residents can open an account at CIBC Caribbean with valid photo ID, proof of address, a banker's reference (or a bank statement from the last 3 months), proof of source of funds and, where applicable, two character references; copies the bank has not seen in the original must be certified. Antigua minimum deposits: $200 for a chequing account, $2,000 for a savings account.
Source: CIBC Caribbean — Account opening requirements (non-residents; Antigua minimum balances) · 2026 · checked 26 Oct 2026
Multicurrency and USD accounts; money transfers
Banks hold foreign-currency deposits: the central bank reports a weighted foreign-currency savings rate of 0.34% in June 2026, against 2.05% on EC$ savings. US dollars are widely accepted. The EC$ is fixed at EC$2.70 per US$1.
Source: Eastern Caribbean Central Bank (ECCB) — Interest rates and weighted averages — Antigua and Barbuda (Jun 2025–Jun 2026) · 2026-06 · checked 26 Oct 2026
Credit scores for newcomers
A regional credit bureau now covers the countries that use the EC dollar, including Antigua and Barbuda. Lenders can see your report only with your signed consent, and you can ask for your own copy.
Source: Eastern Caribbean Central Bank (ECCB) — ECCU Credit Bureau; credit-to-you FAQs · 2026 · checked 26 Oct 2026
Cashless acceptance; tipping custom; ATM
Most businesses accept credit cards. ATMs take US cards but may be out of order or charge high fees. US dollars are widely accepted alongside the EC dollar.
Source: US Department of State — Antigua and Barbuda travel advisory, Level 1 (issued 20 May 2026; travel guidance issued 22 Oct 2026) · 2026 · checked 26 Oct 2026
Minimum wage
The minimum wage rose from EC$9 to EC$11.50 an hour on 1 April 2026, the first step of a phased rise; the review committee says EC$13 is needed for a living wage, with no date set.
Source: Antigua Observer — Staggered minimum wage increase effective April 1 (24 Mar 2026) · 2026-04 · checked 26 Oct 2026
05Healthcare10
How the health system works; access for residents
Public health facilities provide care under the Medical Benefits Scheme, which pays for a set list of conditions (such as diabetes, hypertension and cancer) for contributors. Non-nationals register with a passport, Social Security card, proof of legal residence and a work permit, and need 26 weeks of contributions to claim. Care is not free: hospitals often want payment up front, mostly in cash.
Source: US Social Security Administration — Social Security Programs Throughout the World: The Americas, 2017 — Antigua and Barbuda · 2017 · checked 26 Oct 2026
Health insurance — private / international plans and cost
Most newcomers need private or international cover. The US strongly recommends supplemental insurance that covers medical evacuation; Medicare does not pay abroad. UK advice says private clinics may not accept travel insurance and serious cases may need evacuation. No public price list for private plans was found.
Source: US Department of State — Antigua and Barbuda travel advisory, Level 1 (issued 20 May 2026; travel guidance issued 22 Oct 2026) · 2026 · checked 26 Oct 2026
Hospital quality; best hospitals
Sir Lester Bird Medical Centre in St. John's (Mount St. John's until 2021) is the main referral hospital, with over 800 staff including more than 200 medical professionals, emergency, imaging, cardiology and other services. It is the only hospital on the UK list. Care is adequate in Antigua but extremely limited in Barbuda.
Source: Sir Lester Bird Medical Centre — About us · 2026 · checked 26 Oct 2026
Doctors and GPs; dental; mental health
There were about 2.9 doctors per 1,000 people in 2017 and 3.4 hospital beds per 1,000 in 2023 (World Bank). Clarevue is the psychiatric hospital; a Mental Health Bill (2026) plans to bring mental-health care into community clinics.
Source: World Bank — World Development Indicators and Worldwide Governance Indicators via the API — Antigua and Barbuda (ATG) · 2017 · checked 26 Oct 2026
Children's healthcare; pregnancy and birth; women's health
The main hospital (Sir Lester Bird, formerly Mount St. John's) offers obstetrics and gynaecology, paediatrics and emergency care, and its staff speak English. Mothers who contribute to Social Security get a maternity allowance of 60% of earnings for 13 weeks.
Source: UK Foreign, Commonwealth & Development Office — Antigua and Barbuda medical facilities list (updated 20 Sep 2024) · 2024 · checked 26 Oct 2026
Senior and elderly care
The Fiennes Institute is the main public home for older people. An Aged Care Bill due in Parliament in 2026 will make relatives who place elders there responsible for their upkeep. Medical Benefits contributions fall to 2.5% at 60–69 and stop at 70.
Source: Antigua.news — Government moves to end free placement of elderly at Fiennes under new aged care law (18 Dec 2025) · 2025 · checked 26 Oct 2026
Vaccinations
No vaccinations are required for US travellers; a yellow fever certificate is needed if arriving from a country with yellow fever risk. Dengue, chikungunya and Zika are present.
Source: US Department of State — Antigua and Barbuda travel advisory, Level 1 (issued 20 May 2026; travel guidance issued 22 Oct 2026) · 2026 · checked 26 Oct 2026
Emergency numbers
Police, fire and ambulance: 911 or 999. Sir Lester Bird Medical Centre: +1 (268) 484-2700. Ambulances are not staffed with trained paramedics.
Source: US Department of State — Antigua and Barbuda travel advisory, Level 1 (issued 20 May 2026; travel guidance issued 22 Oct 2026) · 2026 · checked 26 Oct 2026
Medical insurance advice for visitors
Bring travel insurance that covers medical evacuation: care does not meet US standards, public clinics lack basic supplies, and hospitals often want payment up front, mostly in cash. Canada notes clinics may not accept travel insurance.
Source: US Department of State — Antigua and Barbuda travel advisory, Level 1 (issued 20 May 2026; travel guidance issued 22 Oct 2026) · 2026 · checked 26 Oct 2026
Health care index
Health spending was US$841 per person in 2023, with 3.4 hospital beds per 1,000 people. Life expectancy at birth was 77.8 years in 2024.
Source: World Bank — World Development Indicators and Worldwide Governance Indicators via the API — Antigua and Barbuda (ATG) · 2023 · checked 26 Oct 2026
06Education & family9
International schools — curricula (IB / British / American) and annual tuition
Island Academy (IB Diploma) charges, a year in 2026–27: kindergarten EC$15,000, grades 1–6 EC$18,000, grades 7–9 EC$19,500, grades 10–11 EC$22,500 and the IB years EC$30,000, plus resource fees (EC$900 for IB) and EC$900 for the bus.
Source: Island Academy — Tuition and fees 2026–2027 (EC$) · 2026-27 · checked 26 Oct 2026
Local education system
School is compulsory from the age set by ministerial order until 16. Public schools charge no tuition, and the Director of Education must provide schooling for every compulsory-age child who lives in the country; the Minister may set fees by Gazette order for children who are not OECS citizens. The school day begins with collective worship that is not tied to any denomination.
Source: Laws of Antigua and Barbuda (laws.gov.ag) — Education Act, 2008 (No. 21 of 2008) · 2008 · checked 26 Oct 2026
Childcare / preschool cost
Private preschool fees (Little Valley Preschool, 2026–27, 12-month contract): EC$877 a month for 2 days a week or EC$1,297 for 5 days (ages 3+); toddlers (2–3) EC$728–1,479. Island Academy's kindergarten costs EC$15,000 a year.
Source: Little Valley Preschool — Fee structure 2026–2027 (EC$) · 2026-27 · checked 26 Oct 2026
Higher education
The University of the West Indies Five Islands campus charges about US$5,000 a year for local and regional students and US$10,000 for international students on its BSc courses (nursing US$12,000 international). The campus estimates living costs of US$370–1,000 a month for housing.
Source: The University of the West Indies Five Islands — Total cost of attendance · 2026 · checked 26 Oct 2026
Language learning
English is the official language. In May 2026 Cabinet approved a policy to make Spanish the official second language and a core subject from preschool to secondary school, with a Spanish Desk in the Prime Minister's Office.
Source: Antigua.news — Spanish to become Antigua and Barbuda's official second language under new government policy (14 May 2026) · 2026 · checked 26 Oct 2026
School holidays
The 2026–27 school year began on Monday 7 September 2026. Schools also close on the 12 public holidays, such as Independence Day (1 November, observed 2 November in 2026). The Ministry's term calendar is not published online.
Source: Antigua.news — Antigua and Barbuda's schools reopen as education director pledges progress (7 Sep 2026) · 2026 · checked 26 Oct 2026
Spouse and family visas
Spouses of citizens can get a resident permit after 1 year of marriage and register as citizens after 3 years. Citizenship-by-investment families include the spouse, dependent children and parents over 55. Nomad Digital Residence family fees are US$2,000 for a couple and US$3,000 for three or more.
Source: Immigration Department — Residency permit FAQs; residency; 2016 resident permit programme release · 2026 · checked 26 Oct 2026
Maternity and parental leave
Maternity leave is 14 weeks (since 2022): the employer pays 6 weeks, and Social Security pays a maternity allowance of 60% of average earnings for up to 13 weeks to mothers with enough contributions.
Source: Antigua News Room — Consultation with stakeholders a missing but necessary element in maternity leave extension (24 Mar 2022) · 2022 · checked 26 Oct 2026
Pet relocation
Pets need an import licence from the Veterinary and Livestock Division, a microchip, a rabies vaccine within a year and a rabies titre test, parasite treatment and a USDA-endorsed health certificate within 7 days of arrival. Pit bulls and pit-bull mixes are not allowed.
Source: USDA Animal and Plant Health Inspection Service — Pet travel from the US to Antigua and Barbuda (last modified 30 Jul 2025) · 2025 · checked 26 Oct 2026
07Safety & security10
Crime level
The US rates Antigua and Barbuda Level 1 (normal precautions) and calls it generally safe. Petty theft, burglary and car break-ins occur, and sometimes robbery and sexual assault. The homicide rate was 10.7 per 100,000 in 2023; police recorded 10 murders in January–October 2025 and a 10.3% fall in reported crime.
Source: US Department of State — Antigua and Barbuda travel advisory, Level 1 (issued 20 May 2026; travel guidance issued 22 Oct 2026) · 2023 · checked 26 Oct 2026
Safety for women
Violent crime, including sexual assault, does occur: avoid isolated areas, including beaches, after dark, keep accommodation secure and use licensed taxis. The Gender Affairs Support and Referral Centre runs a 24-hour hotline, (268) 463-5555.
Source: UK Foreign, Commonwealth & Development Office — Antigua and Barbuda travel advice (updated 13 Mar 2026) · 2026 · checked 26 Oct 2026
Safety for LGBTQ+ people; legal protections
Same-sex sexual acts between adults have been legal since July 2022, when the High Court struck down sections 12 and 15 of the Sexual Offences Act. Same-sex marriages from abroad are not recognised for spousal rights. Attitudes are mostly conservative; Freedom House notes some discrimination. US travel advice still repeats the repealed ban.
Source: Antigua Observer — High Court rules buggery and serious indecency laws unconstitutional (5 Jul 2022) · 2022 · checked 26 Oct 2026
Racism / discrimination
The Constitution protects against discrimination (s.14). Freedom House reports that women and LGBT+ people experience some discrimination and are under-represented in politics. Disability discrimination is banned by law but rarely enforced.
Source: Constitute Project (text of the Constitution) — Constitution of Antigua and Barbuda 1981 · 2026 · checked 26 Oct 2026
Scams
Police warn of callers posing as government officials who ask for phone top-ups or personal and banking details: never share banking details or codes, check the caller, and report to the CID on 462-3913. The US also warns of romance and online scams.
Source: Antigua.news — Residents urged to stay vigilant as cybercrime reports increase (21 Nov 2025) · 2025 · checked 26 Oct 2026
Victims of crime; domestic violence
Report crimes on 911 or 999. The Directorate of Gender Affairs' Support and Referral Centre gives medical, psychosocial and legal help, with a 24-hour hotline (268) 463-5555 and emergency shelter for up to 48 hours; Women Against Rape: (268) 721-5553. US citizens can contact the US Embassy in Bridgetown, Barbados (+1 246 227-4000).
Source: CANARI / CEPF — Gender-based violence service providers — Antigua and Barbuda (2025) · 2025 · checked 26 Oct 2026
Natural disaster risk
Hurricane season runs from June to November, with the highest risk from August to October. Antigua lies in an earthquake zone: major quakes are rare but small tremors can happen at any time. ThinkHazard rates urban flooding high and coastal flooding, earthquake, landslide, tsunami, volcano and extreme heat medium.
Source: US Department of State — Antigua and Barbuda travel advisory, Level 1 (issued 20 May 2026; travel guidance issued 22 Oct 2026) · 2026 · checked 26 Oct 2026
Road / traffic safety
Police recorded 2,749 collisions and 9 road deaths in 2025 (2,610 and 5 in 2024); police blamed most fatal crashes on speeding. Traffic drives on the left. Main roads are average to poor, with potholes, unmarked speed bumps, unlit stretches and loose animals; drivers stop without warning.
Source: Antigua Observer — Traffic Department: 2025 collisions and road deaths (19 Feb 2026) · 2025 · checked 26 Oct 2026
Food safety
The Central Board of Health inspects food vendors: over two days in April 2024 it ordered 14 of 24 vendors inspected to stop trading for faults such as no hand-washing station, no valid food-safety badge or wrong holding temperatures. The Board urges every vendor to hold a valid food-safety badge.
Source: Antigua.news — 10 more food shops closed by CBH (29 Apr 2024) · 2024 · checked 26 Oct 2026
Overall peace / stability
Antigua and Barbuda is not ranked in the Global Peace Index 2026 (163 countries). World Bank governance scores for 2025 (0–100): political stability 86.8, rule of law 68.0, government effectiveness 61.4. Freedom House rates it Free (83/100). The US rates it Level 1 and the UK reports no recent terrorism.
Source: Institute for Economics & Peace — Global Peace Index 2026 map (163 countries) · 2025 · checked 26 Oct 2026
08Climate & environment8
Climate and seasons; temperature; humidity
Tropical and fairly dry: at V.C. Bird Airport (1991–2020 normals) the mean is 26.9 °C; days peak at 31.1 °C in August and September and nights fall to 22.5 °C in February. Rain totals about 1,000 mm a year, wettest from September to November (about 125–135 mm a month) and driest in February–March (under 40 mm).
Source: World Meteorological Organization (WMO), via NOAA NCEI — WMO Climatological Standard Normals 1991–2020 — V.C. Bird International Airport (WMO 78862), NCEI accession 0253808 v2.2 · 1991-2020 · checked 26 Oct 2026
Air quality (annual)
Average PM2.5 exposure was 8.4 µg/m³ in 2023 (World Bank). Saharan dust can push air quality to unhealthy levels: an Alert Level IV dust bulletin from the Met Service in August 2026 (AQI 151–170, marked unpublished) told children, active adults and people with heart or lung disease to limit time outdoors.
Source: World Bank — World Development Indicators and Worldwide Governance Indicators via the API — Antigua and Barbuda (ATG) · 2023 · checked 26 Oct 2026
Pollution
A fire at Cook's landfill in April 2026 spread smoke over nearby communities; the waste authority told people with respiratory conditions to stay indoors or limit exposure. Plastic shopping bags have been banned since 2017.
Source: Antigua.news — Fire at Cook's landfill raises air quality concerns in surrounding communities (20 Apr 2026) · 2026 · checked 26 Oct 2026
Climate-change resilience
ND-GAIN ranks Antigua and Barbuda 88th for climate resilience (score 47.8, 2024 data): the 64th most vulnerable country and the 73rd most ready to adapt. Drought is a recurring risk: May 2026 was reported as the driest month since 1928 and the Potworks Dam was practically dry.
Source: University of Notre Dame (ND-GAIN) — ND-GAIN Country Index — Antigua and Barbuda (2024 data) · 2024 · checked 26 Oct 2026
Share of buildings with AC; heating norms
About one household in ten had air-conditioning in 2011: 3,084 of 30,213 had at least one unit — 5.1% in St. John's city, 16.3% in rural St. John and 7.0% in St. Paul parish. No heating is needed: February nights average 22.5 °C.
Source: Statistics Division, Ministry of Finance — 2011 Population and Housing Census — Book of Statistical Tables I (Table 1.10, air-conditioning units) · 2011 · checked 26 Oct 2026
Tap water safety; water hardness
Tap water is generally safe to drink but is not available every day in some places; sealed bottled water is generally safe. Most of APUA's installed capacity is in desalination plants; in June 2026, after nine months without significant rain, some areas had intermittent shortages.
Source: US Department of State — Antigua and Barbuda travel advisory, Level 1 (issued 20 May 2026; travel guidance issued 22 Oct 2026) · 2026 · checked 26 Oct 2026
Power grid reliability
Everyone has electricity (World Bank, 2024), but outages happen: an island-wide blackout in May 2026 was blamed on a suspected switchgear fault at the Cassada Gardens substation before power was restored to all areas. APUA's 24-hour support line is 311.
Source: Antigua News Room — Power restored to all affected areas following island-wide blackout (May 2026) · 2024 · checked 26 Oct 2026
Recycling / sustainability
Shopping plastic bags have been banned from import, sale and use since 2017 (Order No. 83; fine up to US$1,110 or 6 months), and the Litter Control and Prevention Act 2019 underpins the ban on single-use plastics.
Source: University of Portsmouth, Global Plastics Policy Centre — Policy review — External Trade (Shopping Plastic Bags Prohibition) Order No. 83 · 2019 · checked 26 Oct 2026
09Connectivity & daily infrastructure6
Internet speed (fixed + mobile)
No measured national internet speed was found: Ookla's index lists Antigua and Barbuda without figures. APUA inet sells fibre island-wide at 50/25 Mbps (EC$193 a month), 75/35 Mbps and 100/50 Mbps. About 73% of people used the internet in 2024.
Source: APUA inet — Fibre residential packages; mobile postpaid and prepaid plans (EC$) · 2026-10 · checked 26 Oct 2026
Mobile operators; eSIM
Mobile plans were read from APUA inet (the state utility's brand) and Flow. Postpaid from EC$100 a month (inet, 22 GB) or $99.99 (Flow, 20 GB); inet prepaid day plans start at about EC$5, and inet offers eSIM.
Source: APUA inet — Fibre residential packages; mobile postpaid and prepaid plans (EC$) · 2026-10 · checked 26 Oct 2026
Setting up utilities, internet, TV
Apply for water and electricity at an APUA business centre (High Street, Friars Hill Road or Jennings) with photo ID and any previous utility bill; new connections must first be approved and stamped by the Development Control Authority. Fibre from inet needs an application, photo ID and a utility bill, plus EC$232.83 for the modem and EC$206.25 to install.
Source: Antigua Public Utilities Authority (APUA) — Rates (electricity, water, telephone; EC$); understanding your bill; applying for a service · 2026 · checked 26 Oct 2026
Free WiFi; places to work from; coworking
Coworking: Wadadli Spaces in St. John's (Herberts Road) offers about 1,200 sq ft of work areas, a lounge and a kitchenette, with prices on request.
Source: Coworker.com (listing) — Wadadli Spaces, Saint John's — coworking · 2026 · checked 26 Oct 2026
Postal service; mail forwarding
Post office boxes cost EC$125, EC$200 or EC$300 a year (small, medium, large); box rentals are opening at Cedar Grove and the Nelson's Dockyard sub-office in English Harbour. The main post office has moved from High Street.
Source: Antigua Observer — Post office box rentals to start at Cedar Grove and Nelson's Dockyard (28 Feb 2026) · 2026 · checked 26 Oct 2026
Useful apps; news sources
News: ABS Television and Radio (state broadcaster), the Antigua Observer, Antigua News Room and Antigua.news; the Met Service publishes weather and dust bulletins. Useful numbers: APUA support 311, inet support 611, police and ambulance 911 or 999.
Source: ABS Television and Radio (state broadcaster) — Police report 10% reduction in overall crimes in first 10 months of 2025 (6 Nov 2025) · 2026 · checked 26 Oct 2026
10Transport & travel8
Public transport quality and fares
Public transport is privately run minibuses from the East and West bus stations in St. John's, 5:30 a.m.–6 p.m.; fares on the Jolly Harbour route are EC$2.25–3.75, and about 140 buses use the West station each day. Taxis are not metered: fares are fixed by zone and posted at the airport and taxi stands, so agree the fare first. Barbuda has no public transport; the ferry takes about 1.5 hours.
Source: Antigua Observer — Bus drivers at both terminals want fare hike after more than 20 years (20 Aug 2026) · 2026-08 · checked 26 Oct 2026
Driving; licence conversion for US drivers
Visitors need a temporary local driving permit (EC$50, about US$20, valid three months; rental firms can arrange it) and must show their home licence; an international driving permit is not accepted on its own. Traffic drives on the left, and the legal driving age is 18.
Source: Antigua and Barbuda Tourism Authority — Getting around — buses, taxis, driving permit, Barbuda ferry · 2026 · checked 26 Oct 2026
Buying / importing a car; car insurance
Importing a car needs an import licence, an ozone-office form and the invoice and bill of lading; duty and taxes are charged on the cost, insurance and freight value. An environmental levy adds EC$1,000 for vehicles up to a year old and EC$4,000 for older ones. Returning nationals abroad 10 years or more may bring one car they have owned 2 years duty-free.
Source: Customs and Excise Division — Vehicle importation; returning nationals and students; non-commercial importation · 2026 · checked 26 Oct 2026
Road conditions; traffic laws
US advice calls major roads average to poor, with loose animals and sudden stops; Canada says Antigua's main roads are well maintained but few in Barbuda are paved; UK advice warns of potholes, unmarked speed bumps and unlit roads. Use licensed taxis from the official association: unlicensed drivers have charged two to three times the agreed fare. Buses and vans are crowded and may go fast.
Source: US Department of State — Antigua and Barbuda travel advisory, Level 1 (issued 20 May 2026; travel guidance issued 22 Oct 2026) · 2026 · checked 26 Oct 2026
Commute time; traffic
Traffic into and out of St. John's is congested from 7:00 to 10:30 a.m. and from 3:30 to 5:30 p.m.; officials agreed to trial blinking-light signals at rush hour and to fit six motorcycles for traffic patrols.
Source: Antigua News Room — Police to address traffic congestion in St. John's during peak hours (20 Feb 2025) · 2025 · checked 26 Oct 2026
Walkability
Walking can be hard: sidewalks and buildings are extremely difficult for people with mobility issues, and UK advice warns of potholes, unmarked speed bumps and unlit roads. Avoid isolated or poorly lit areas at night.
Source: US Department of State — Antigua and Barbuda travel advisory, Level 1 (issued 20 May 2026; travel guidance issued 22 Oct 2026) · 2026 · checked 26 Oct 2026
Airports; airline connectivity to the US
V.C. Bird International Airport has non-stop flights from New York JFK (American, daily), Newark (United, weekly), Miami and Charlotte (American) and Atlanta (Delta), with seasonal Delta flights from New York. JetBlue no longer flies the JFK route (ended 2026). Flights also run to London (British Airways, Virgin Atlantic) and, seasonally, Toronto.
Source: eTurboNews — JetBlue to end JFK–Antigua service after 31 October 2026 (17 Jul 2026), quoting the government statement · 2026 · checked 26 Oct 2026
Aviation safety oversight
The US FAA rates the Eastern Caribbean aviation system, which covers Antigua and Barbuda, Category 2 (since May 2020): existing flights by local carriers to the US may continue, but no new service. The regional authority says it is working to regain Category 1, with no date.
Source: US Federal Aviation Administration — FAA announces safety rating for the Eastern Caribbean aviation system (8 May 2020) · 2020 · checked 26 Oct 2026
11Work & business6
Job market; finding work
Unemployment was 5.4% in the 2023 labour force survey (8.8% in 2018). Non-OECS nationals need a work permit to be employed or to run a business, granted only if the Labour Department finds no suitable local applicant. The IMF reports employment back to pre-pandemic levels; gross tourism receipts equal about 45% of GDP.
Source: International Labour Organization (ILOSTAT), from the Antigua and Barbuda Labour Force Survey — ILOSTAT — earnings, unemployment and education of the working-age population (2023) · 2023 · checked 26 Oct 2026
Work culture
Inland Revenue, for example, opens 8:00 a.m.–4:30 p.m. Monday to Thursday and 8:00 a.m.–3:00 p.m. on Friday. The Labour Code sets overtime after 8 hours a day or 48 a week. In 2022 Cabinet put government-office dress codes on its agenda after a minister noted most rules restricted women's clothing.
Source: Inland Revenue Department (IRD) — Corporation tax page — office hours (St. John's and English Harbour) · 2026 · checked 26 Oct 2026
Employment law
Labour Code: after probation, notice of at least one pay period (no more than 30 days unless the contract says so); at least 12 paid sick days and 1 day of paid vacation per month worked; overtime at 1.5 times basic pay over 8 hours a day or 48 a week; severance on redundancy of at least 1 day's pay per month of service after a year; and protection from unfair dismissal.
Source: Laws of Antigua and Barbuda (laws.gov.ag) — Antigua and Barbuda Labour Code, Cap. 27 (consolidated) · 2026 · checked 26 Oct 2026
Starting a business; company formation
To form a company: reserve the name with the Intellectual Property and Commerce Office (ABIPCO), use an attorney, obtain the certificate of incorporation, then register with Inland Revenue (and for ABST above EC$300,000), Medical Benefits, Social Security and the education levy. Registering a business name takes about 7 days. A company with a non-citizen director needs a licence to hold land.
Source: UNCTAD and ICC (iGuides) — iGuide Antigua and Barbuda — get started, property, permits · 2026 · checked 26 Oct 2026
Freelancing / self-employment
Freelancers pay unincorporated business tax (0% up to EC$42,000 of chargeable income, then 8% and 25%) and register with Inland Revenue; non-nationals need a self-employed work permit. They pay Social Security of 10% and Medical Benefits of 5%. Nomad Digital Residence holders may not sell services to local businesses.
Source: Antigua and Barbuda Social Security Board — Media release — pension age and contribution rate adjustments from 1 Jan 2025; age benefits · 2025 · checked 26 Oct 2026
Startup ecosystem
The Small Business Development Act 2007 gives approved small businesses (up to 25 staff, capital up to $3 million, sales up to $2 million) duty exemptions, up to 75% off property tax and an income-tax holiday of up to 5 years. Majority foreign-owned firms qualify only if they export over half their output, invest at least $500,000, employ at least 50% citizens and buy 40% of inputs locally.
Source: Laws of Antigua and Barbuda (laws.gov.ag) — Small Business Development Act, 2007 (No. 24 of 2007) · 2007 · checked 26 Oct 2026
12Language, culture & integration10
Official language(s)
English is the official language. In May 2026 Cabinet approved a policy to make Spanish the official second language. The Constitution requires members of Parliament to be able to speak and read English.
Source: Department of Marine Services and Merchant Shipping — Antigua & Barbuda — country facts · 2026 · checked 26 Oct 2026
English proficiency
Antigua and Barbuda is not ranked in the EF English Proficiency Index 2025. The Constitution requires senators and members of the House to be able to speak and read English.
Source: EF Education First — EF English Proficiency Index 2025 (main ranking and Latin America region) · 2025 · checked 26 Oct 2026
Social etiquette; culture
It is uncommon for couples, of any sex, to show affection in public, and attitudes to LGBT+ people are mostly conservative. Smoking in public places is illegal and can lead to arrest, and wearing camouflage is illegal for anyone, including children.
Source: UK Foreign, Commonwealth & Development Office — Antigua and Barbuda travel advice (updated 13 Mar 2026) · 2026 · checked 26 Oct 2026
Expat communities; making friends; networking
The International Women's Club (founded in 1986 as the American Women's Club) welcomes women of all nationalities, with monthly luncheons with speakers or outings; members come from the US, UK, Canada, South America and the Caribbean.
Source: International Women's Club of Antigua & Barbuda — About the club · 2026 · checked 26 Oct 2026
Marriage; divorce; dating
Marriage licences come from the Ministry of Legal Affairs after an interview: an ordinary licence (one party resident 15 days first) costs US$40, a special licence with no waiting US$150; registration US$40 and the marriage officer US$100 or more. Both partners must attend with passports and proof of single status. Same-sex marriages are not recognised.
Source: Antigua and Barbuda Tourism Authority — Weddings — marriage licence requirements and fees · 2026 · checked 26 Oct 2026
Religion; faith-based travellers
2011 census: Anglican 17.6%, Seventh-day Adventist 12.4%, Pentecostal 12.2%, Moravian 8.3%, Roman Catholic 8.2%, Methodist 5.6%, no religion 5.9%. Smaller Rastafarian, Muslim (about 100 families, mostly foreign-born), Hindu and Baha'i communities; Rastafarians and Hindus can get licences to grow cannabis for worship.
Source: US Department of State — 2023 Report on International Religious Freedom: Antigua and Barbuda · 2011 · checked 26 Oct 2026
Freedom of speech
Freedom House rates Antigua and Barbuda Free (83/100 in 2026: political rights 32/40, civil liberties 51/60), with full marks for religious freedom and an independent judiciary. The Constitution protects freedom of expression (s.12); corruption is a concern.
Source: Freedom House — Freedom in the World 2026 — Antigua and Barbuda · 2026 · checked 26 Oct 2026
Public holidays; festivals
12 public holidays in 2026: New Year's Day, Good Friday, Easter Monday, Labour Day (4 May), Whit Monday, Carnival Monday and Tuesday (3–4 August), the National Day of Prayer (10 September), Independence Day (1 November, observed 2 November), V.C. Bird Day (9 December), Christmas and Boxing Day.
Source: Antigua.news — Labour Department corrects 2026 public holiday list (25 Mar 2026) · 2026 · checked 26 Oct 2026
Food scene; things to do; nightlife; sports
Antigua Sailing Week is held each April (21–25 April 2027; organiser's office at the National Sailing Academy, English Harbour). Test cricket is played at the Sir Vivian Richards Stadium (West Indies v Sri Lanka, June–July 2026). Restaurant Week runs in May, and Carnival Monday and Tuesday (3–4 August in 2026) are public holidays.
Source: Antigua Sailing Week (Antigua Barbuda Hotels & Tourism Association) — Dates for the next five years · 2026 · checked 26 Oct 2026
Accessibility for disabled people
Discrimination against people with physical disabilities is banned by law but not commonly enforced, and getting around buildings, sidewalks and transport is extremely difficult for people with mobility issues.
Source: US Department of State — Antigua and Barbuda travel advisory, Level 1 (issued 20 May 2026; travel guidance issued 22 Oct 2026) · 2026 · checked 26 Oct 2026
13Government, law & society4
Political system; stability
A parliamentary democracy with a 17-seat elected House and an appointed Senate. The Antigua and Barbuda Labour Party won a fourth term in a row in 2026, taking 15 of the 17 seats (UPP 1, Barbuda People's Movement 1); Gaston Browne remains Prime Minister. Freedom House rates the country Free (83/100); the World Bank's 2025 political stability score is 86.8 of 100.
Source: Antigua Observer — Four in a row for ABLP (1 May 2026) · 2026 · checked 26 Oct 2026
Local laws; criminal penalties; arrest notification
Penalties for drugs, including marijuana, are severe; firearms and ammunition need the government's prior consent. Wearing camouflage is illegal for anyone, including children. Shops may not sell alcohol from midnight before Good Friday until the end of the day.
Source: US Department of State — Antigua and Barbuda travel advisory, Level 1 (issued 20 May 2026; travel guidance issued 22 Oct 2026) · 2026 · checked 26 Oct 2026
Religious government
There is no state religion: the Constitution protects freedom of thought and religion and bars clergy from running for elected office. Religious groups register with the government for tax and duty concessions. Public school days begin with collective worship that is not tied to any denomination.
Source: US Department of State — 2023 Report on International Religious Freedom: Antigua and Barbuda · 2023 · checked 26 Oct 2026
Economy overview
A small, tourism-led economy: gross tourism receipts were about 45% of GDP in 2025. Real growth was about 3.0% in 2025 and is projected at 2.6% in 2026; public debt was about 68% of GDP. Citizenship-by-investment revenue was about 2.6% of GDP. GDP per person was US$24,819 in 2025.
Source: International Monetary Fund — Antigua and Barbuda: 2026 Article IV Consultation (Country Report No. 26/97, May 2026) · 2025 · checked 26 Oct 2026
14Moving logistics2
Moving checklist; first-week tasks
First steps: enter as a visitor (valid passport, return ticket, accommodation, funds); apply in person at least a week before your entry permit ends to extend (up to 90 days, with proof of medical insurance); get a work permit before any job; buy a temporary driving permit (EC$50); open APUA water and power accounts with photo ID. Employers register you with Social Security and Medical Benefits.
Source: Immigration Department — Extensions FAQs and extension fees · 2026 · checked 26 Oct 2026
Shipping household goods; customs allowance
Personal shipments are cleared at the Customs counter; a broker (who files online in ASYCUDA) is required once a shipment has more than six lines or is worth EC$5,000 or more. Nationals returning after 10 years abroad may bring used personal effects and one car owned at least 2 years duty-free; after shorter stays, used effects only at the Finance Minister's discretion.
Source: Customs and Excise Division — Vehicle importation; returning nationals and students; non-commercial importation · 2026 · checked 26 Oct 2026
15Demographics5
Population; density
94,209 people in 2025 on 440 km² (213 per km² in 2024); the Statistics Division projects 106,365 for 2026, and the 2025 census is still in the field. In 2011, 51,737 people — just over 60% — lived in St. John parish, around the capital, and 1,634 in Barbuda.
Source: World Bank — World Development Indicators and Worldwide Governance Indicators via the API — Antigua and Barbuda (ATG) · 2025 · checked 26 Oct 2026
GDP per capita; income level
GDP per person was US$24,819 in 2025 (World Bank). Consumer prices are about 19% below US levels.
Source: World Bank — World Development Indicators and Worldwide Governance Indicators via the API — Antigua and Barbuda (ATG) · 2025 · checked 26 Oct 2026
Education level
Of people aged 15 and over in 2023, 13.1% had advanced (tertiary) education, 60.8% intermediate (secondary), 25.5% basic and 0.6% less than basic (Labour Force Survey via ILO).
Source: International Labour Organization (ILOSTAT), from the Antigua and Barbuda Labour Force Survey — ILOSTAT — working-age population by education (2023) · 2023 · checked 26 Oct 2026
Tourist volume; overcrowding
325,473 stay-over visitors in 2025 (175,439 from the US, 71,360 from the UK, 27,604 from Canada) and 762,223 cruise passengers — about 3.5 stay-over visitors per resident.
Source: Statistics Division, Ministry of Finance — Annual visitor arrivals (stayover) by country 2006–2025; annual passenger arrivals by sea · 2025 · checked 26 Oct 2026
Gender ratio
Women slightly outnumber men: the 2026 projection is 55,464 women and 50,901 men (52.1% female). The 2011 census counted 40,986 men and 44,581 women (about 92 men per 100 women).
Source: Statistics Division, Ministry of Finance — Population projections by age group, annual 1991–2026 (10 Aug 2021) · 2026 · checked 26 Oct 2026
16Expat sentiment2
Expat Insider indices — Quality of Life, Ease of Settling In, Working Abroad, Personal Finance, Expat Essentials
No reliable source yet. To be filled from MPH's own member survey.
No reliable source yet · 2026 · checked 26 Oct 2026
Return rate; liked by members
No reliable source yet. To be filled from MPH's own member survey.
No reliable source yet · 2026 · checked 26 Oct 2026
17Food, groceries & markets13
Supermarket chains — discount / mid / premium
Epicurean Fine Foods & Pharmacy calls itself Antigua's largest grocery store and pharmacy, with stores on Friars Hill Road in St. John's and at Jolly Harbour, a bakery, a sushi bar and yacht provisioning.
Source: Epicurean Fine Foods & Pharmacy (listing on antiguanice.com) — Business listing and 2026 notices · 2026 · checked 26 Oct 2026
Fresh produce markets — municipal markets, farmers' markets, market days
The St. John's Public Market sells fruit and vegetables; under an April 2025 plan, Lower All Saints Road is to close to traffic on Saturday mornings until noon for street vending. The Fisheries Market is on Lower Valley Road.
Source: Antigua News Room — Urban development minister secures vendor cooperation for St. John's market revamp (28 Apr 2025) · 2025 · checked 26 Oct 2026
Fish and seafood markets
The Fisheries Market is on Lower Valley Road in St. John's. Fisheries complexes at Point, Parham, Urlings and Barbuda provide ice, cold storage and processing; in June 2026 Cabinet approved moving their management to Antigua Fisheries Limited.
Source: Antigua.news — Cabinet shifts fisheries complex management to Antigua Fisheries Limited (6 Jun 2026) · 2026 · checked 26 Oct 2026
Seasonal and local produce
The Antigua Black pineapple is the island's signature crop; 15,000 new plantlets were ready for planting in 2025, towards a goal of 200,000 plants.
Source: Antigua News Room — Antigua black pineapple production to expand with 15,000 new plantlets (12 Feb 2025) · 2025 · checked 26 Oct 2026
Organic availability; organic certification
Foods labelled organic must be certified by a competent authority as meeting the national standards body's requirements, and 'organically grown' may be used only for products that meet the competent authority's definitions (2021 labelling regulations). The regulations name no specific certifier.
Source: FAOLEX (FAO legal database) — Standards (Technical Regulations) (Labelling of Pre-Packaged Foods) Regulations 2021, S.I. 2021 No. 33 · 2021 · checked 26 Oct 2026
Dietary needs — halal, kosher, vegetarian / vegan, gluten-free
Some restaurant menus mark gluten-free, dairy-free, vegetarian and vegan dishes (Wild Tamarind uses GF, DF, V and VE). Packaged food labels must declare allergens such as gluten, milk and nuts.
Source: Wild Tamarind (menu on antiguanice.com) — Lunch menu (US$, 17% ABST included) · 2026 · checked 26 Oct 2026
Allergen labelling rules
Pre-packaged food labels must always declare allergens: cereals with gluten, crustaceans, eggs, fish, peanuts and soybeans, milk (including lactose), tree nuts and sulphites of 10 mg/kg or more (Labelling of Pre-Packaged Foods Regulations 2021). Labels must be in the official language.
Source: FAOLEX (FAO legal database) — Standards (Technical Regulations) (Labelling of Pre-Packaged Foods) Regulations 2021, S.I. 2021 No. 33 · 2021 · checked 26 Oct 2026
Food safety standards and inspection
The Central Board of Health inspects food vendors and closes those that break the rules: over two days in April 2024 it ordered 14 of 24 vendors inspected to stop trading, for faults such as no hand-washing station, no valid food-safety badge or wrong holding temperatures.
Source: Antigua.news — 10 more food shops closed by CBH (29 Apr 2024) · 2024 · checked 26 Oct 2026
Alcohol rules — where it can be bought, licences, restrictions
Alcohol is sold under licence. Under the liquor licensing law no retail alcohol may be sold from midnight before Good Friday until the end of Good Friday, and licensed premises close for the day; hotels, taverns and clubs are exempt. Breaking the rule can cost the licence.
Source: ABS Television and Radio (state broadcaster) — No sale of alcohol on Good Friday (1 Apr 2026, police notice) · 2026 · checked 26 Oct 2026
Grocery and meal delivery services
AllMart, a local app run by Antigua Computer Technology Co., delivers restaurant meals, groceries and retail goods from over 150 local merchants island-wide, with delivery from $12.
Source: Apple App Store (Antigua Computer Technology Co. Ltd.) — AllMart — Local Marketplace · 2026 · checked 26 Oct 2026
Local cuisine overview
Fungee and pepperpot is called the national dish; the Tourism Authority ran the first Best Pepperpot and Fungee Competition in 2024 as part of its 'Eat Like A Local' programme. The Antigua Black pineapple is the signature crop, and FAB Fest at Cedar Valley has an 'Eat Like A Local Village'.
Source: Antigua Observer — Bragging rights up for grabs in Antigua & Barbuda's first ever Best Pepperpot and Fungee Competition (2 May 2024) · 2024 · checked 26 Oct 2026
Restaurant scene and dining cost
Restaurant Week (3–17 May 2026, part of Culinary Month) offered prix-fixe menus at US$25, US$50 and US$75 in more than 50 restaurants. Casual mains cost about EC$25–45; resort and harbour restaurants charge about EC$65–285 a main (some menus printed before 2024), plus 10–12.5% service.
Source: Antigua.news — Antigua and Barbuda Culinary Month returns in May 2026 (6 Feb 2026) · 2026 · checked 26 Oct 2026
Tap water drinkable
Tap water is generally safe to drink, but supply is not available every day in some places; sealed bottled water is generally safe.
Source: US Department of State — Antigua and Barbuda travel advisory, Level 1 (issued 20 May 2026; travel guidance issued 22 Oct 2026) · 2026 · checked 26 Oct 2026
18Questions US movers ask7
US Social Security totalisation agreement; pension paid abroad
There is no US–Antigua and Barbuda Social Security (totalization) agreement: it is not among the 31 US agreements in force. US citizens can receive US benefits while living there.
Source: US Social Security Administration — POMS GN 01701.005 — totalization agreements in force (effective 17 Sep 2026) · 2026 · checked 26 Oct 2026
Flight time and direct flights to major US hubs
Non-stop flights to New York take from 4 h 33 min to Newark (United, weekly) and from 4 h 34 min to JFK (American, daily). JetBlue no longer flies the JFK route (ended 2026). Other US non-stops: Miami and Charlotte (American) and Atlanta (Delta).
Source: DirectFlights.com (schedule database) — ANU–EWR and ANU–JFK non-stop schedules (data updated 26 Oct 2026) · 2026-10 · checked 26 Oct 2026
Time-zone offset from US Eastern / Pacific
Antigua and Barbuda uses Atlantic Standard Time (UTC−4) all year, with no daylight saving: 1 hour ahead of US Eastern in winter and the same time in US summer; 4 hours ahead of US Pacific in winter, 3 in summer.
Source: Time and Date AS — Time zone in Antigua and Barbuda · 2026 · checked 26 Oct 2026
Language test required for residency or citizenship
No language test is required: the naturalisation requirements are residence, good character and an intention to stay. Applicants need police records from every country lived in for 6 months or more.
Source: Laws of Antigua and Barbuda (laws.gov.ag) — Antigua and Barbuda Citizenship Act, Cap. 22 · 1982 · checked 26 Oct 2026
Remote work permitted under each visa
The Nomad Digital Residence is for remote work for employers or clients abroad: holders may not take local jobs, sell services to local businesses or run a business in the local market. Visitors ordinarily may not work without a work permit from the Labour Department; the Labour Code lists some exempt categories.
Source: Antigua Observer — Senate passes bill to legitimise long-stay visa (27 Oct 2020) · 2020 · checked 26 Oct 2026
Setting options — urban / suburban / rural / coastal / mountain
Options are coastal and small-town: 76% of people live in rural areas (World Bank). In 2011 just over 60% lived in St. John parish around the capital and 1,634 in Barbuda, about 1.5 hours by ferry, which has no public transport.
Source: World Bank — World Development Indicators and Worldwide Governance Indicators via the API — Antigua and Barbuda (ATG) · 2025 · checked 26 Oct 2026
Bureaucracy and admin ease
World Bank governance scores for 2025 (0–100): government effectiveness 61.4 and regulatory quality 66.2. The government portal takes business registration and e-visa applications online, and Antigua and Barbuda is among the economies added to the World Bank's B-READY business survey in 2026.
Source: World Bank — World Development Indicators and Worldwide Governance Indicators via the API — Antigua and Barbuda (ATG) · 2025 · checked 26 Oct 2026
154 verified facts from 103 sources; last checked 26 Oct 2026. Facts marked "No reliable source yet" are shown on purpose, rather than filled with guesses.
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The information on this page is published by Mission Point Holdings LLC for informational and intelligence purposes only. It does not constitute financial, investment, tax, legal, or immigration advice. Figures are taken from official and published sources on the dates shown and change often; the monthly budget is an MPH calculation based on stated assumptions, not a quote. Residency and visa rules, tax treatment and costs vary by person and change frequently; confirm all requirements with qualified local legal and tax counsel before moving or committing capital. Mission Point Holdings LLC has no financial relationship with any provider named on this page.