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Dominica flagDominica · MPH Expat Experience

Living in Dominica: what it really costs, and what to expect

152 researched facts across 18 categories — visas, costs, housing, tax, healthcare, safety and daily life — each with a named source and the date it was checked. Every figure links to where it came from. 5 items still have no reliable source and are marked as such.

EC$2,599 a month · couple near Roseau
250 Mbps entry-level fibre (advertised)
+1 h from US Eastern
The $4,000 question

Can you live comfortably in Dominica on $4,000 a month?

Couple renting furnished near Roseau, a month: the cheapest suitable listing is a furnished 2-bed in Mahaut with water included, US$737 (EC$1,990) + electricity about EC$304 (250 kWh at the new peak rate, EC$179, plus the April 2026 fuel charge, EC$125) + Digicel 250 Mbps fibre EC$135 + two Flow lines $170 = about EC$2,599, before food. Portsmouth: furnished 2-bed US$800 (EC$2,160).

Built by MPH from the official figures under Cost of living, Housing and Tax below, plus the asking rent listed by CENTURY 21 Nature Isle Realty (water included) and published electricity, internet and phone tariffs; food and transport are not included. Your own costs depend on where and how you live.

All 18 categories

Dominica, fact by fact

01Visas, residency & citizenship12
Visa types available (retirement / passive income, digital nomad, work, highly-skilled / EU Blue Card, student, family / spouse, investment / golden visa)
Routes: visa-free visits (up to six months for US, Commonwealth and CARICOM citizens; three months for some others), extensions of stay, work permits from the Labour Division (1 year, renewable), residence permits (1 year, renewable up to 5 years, then permanent residence), the Work in Nature (WIN) remote-work visa for up to 18 months, and citizenship by investment. No retirement visa was found.
Source: Invest Dominica Authority — Work and residency permit (© 2023) · 2026 · checked 27 Oct 2026
Income / savings thresholds per visa
WIN visa: applicants should expect to earn US$50,000 or more over the next 12 months and/or show the means to support themselves and their family; fees are US$100 to apply plus US$800 (single) or US$1,200 (family). Residence permits need a banker's statement of financial position, with no amount set. Citizenship by investment starts at US$200,000 (1004).
Source: Work in Nature (WIN) extended stay visa, Government of Dominica — Fees, visa terms, tax waiver and import concessions · 2026 · checked 27 Oct 2026
Health-insurance requirement for the visa
WIN applicants need health insurance valid in Dominica covering every family member. Residence-permit applicants need a medical certificate with HIV and chest X-ray results, and citizenship applicants a medical certificate including an HIV test; no insurance is required for those. US advice strongly recommends insurance that covers medical evacuation.
Source: Work in Nature (WIN) extended stay visa, Government of Dominica — Application process — documents incl. health insurance · 2026 · checked 27 Oct 2026
Investment thresholds (residency and citizenship by investment)
Citizenship by investment (2024 Regulations, US$): an Economic Diversification Fund contribution of US$200,000 (single) or US$250,000 with up to three dependants (+US$25,000 per extra child under 18); or US$200,000 in an approved real-estate project held 3 years, plus government fees from US$75,000. Fees: due diligence US$7,500, processing and interview US$1,000 each. A 2025 amendment is listed.
Source: Citizenship by Investment Unit (CBIU) — Economic Diversification Fund option — contributions and fees · 2024 · checked 27 Oct 2026
Processing time and validity
WIN visa: decision letter in 14–28 days, then 30 days to pay and 90 days to arrive; valid up to 18 months from arrival. Work and residence permits last one year and are renewable. CBI: due diligence and a mandatory interview (age 16+), with approval in principle in at least three months. Extensions of stay cost EC$50 for under a month or EC$100 for 1–3 months (non-CARICOM).
Source: Work in Nature (WIN) extended stay visa, Government of Dominica — Processing times and validity · 2026 · checked 27 Oct 2026
Path to permanent residence (years)
Permanent residence: apply after five years resident or employed on the island (yearly residence permits can be renewed for up to five years). Fee EC$800 (non-CARICOM; EC$400 CARICOM); medical, testimonials, police record and a financial statement are needed, and the Minister decides. Residency does not exempt foreigners from the Alien Landholding rules.
Source: Government of the Commonwealth of Dominica — How do I apply for a residence permit? / permanent residence / renewal · 2026 · checked 27 Oct 2026
Citizenship / naturalisation timeline
Naturalisation is open by marriage or by virtue of residence: apply to the Minister with a police record, medical certificate (including HIV test), bank reference, two testimonials and copies of your work or residence permits; fee EC$250, then an oath and a EC$2,000 registration fee if approved. The government page does not state the residence period; permanent residence comes after 5 years.
Source: Government of the Commonwealth of Dominica — How do I apply for citizenship of the Commonwealth of Dominica? · 2026 · checked 27 Oct 2026
Dual citizenship allowed
Dual citizenship is allowed: the CBI Unit states that Dominica's laws recognise and allow dual citizenship and that applicants need not renounce other citizenships; Canada's advice says the same. Giving up Dominican citizenship is a voluntary application (fee EC$100). Check whether your other country allows it.
Source: Citizenship by Investment Unit (CBIU) — Frequently asked questions — dual citizenship, residence, interview, processing · 2026 · checked 27 Oct 2026
Citizenship by descent / marriage
By descent: individuals with Dominican parents or grandparents may be eligible for citizenship. By marriage: foreign spouses of Dominican citizens can apply after a qualifying period, which the page does not state; the government's citizenship form asks for the marriage certificate and work or residence permits (fee EC$250, then EC$2,000 on approval).
Source: Citizenship by Investment Unit (CBIU) — How to apply — descent, marriage, naturalisation, CBI steps · 2026 · checked 27 Oct 2026
Short-stay rules (e.g. Schengen 90/180)
Visa-free stays: up to six months for Commonwealth and CARICOM citizens, the US and some EU states; up to three months for France, Germany, Italy, Spain, Japan and others (the page also lists the UK there, but UK advice gives six months on arrival). Bring a return ticket, funds and a local address. Extend before your time runs out: EC$50 under a month or EC$100 for 1–3 months (CARICOM: EC$25/50).
Source: Government of the Commonwealth of Dominica — How do I apply for an extension of stay? / Do I need a visa? / entry requirements · 2026 · checked 27 Oct 2026
First registrations (tax number, residence registration)
Inland Revenue gives each taxpayer a tax account number: residents earning only employment income over EC$30,000 a year must file by 31 March, and anyone doing business in Dominica must file. Every employee, including non-nationals, must register with Dominica Social Security, and non-nationals need a work permit. Businesses register on an Inland Revenue form.
Source: Inland Revenue Division (IRD) — Frequently asked questions — filing, non-residents, resident allowance · 2026 · checked 27 Oct 2026
Entry restrictions (e.g. HIV restrictions)
Residence-permit applicants must submit HIV and chest X-ray results, and naturalisation applicants an HIV test. Yellow-fever vaccination is required only from countries with transmission risk. CBI applications from Russia, Belarus and Northern Iraq are banned and from Yemen suspended; Iran, North Korea and Sudan nationals are refused unless strict conditions are met.
Source: Government of the Commonwealth of Dominica — How do I apply for a residence permit? / permanent residence / renewal · 2026 · checked 27 Oct 2026
02Cost of living17
Overall cost profile — single / couple / family / local
Couple renting furnished near Roseau, a month: the cheapest suitable listing is a furnished 2-bed in Mahaut with water included, US$737 (EC$1,990) + electricity about EC$304 (250 kWh at the new peak rate, EC$179, plus the April 2026 fuel charge, EC$125) + Digicel 250 Mbps fibre EC$135 + two Flow lines $170 = about EC$2,599, before food. Portsmouth: furnished 2-bed US$800 (EC$2,160).
Source: CENTURY 21 Nature Isle Realty — Residential for rent in Dominica (11 listings) · 2026-10 · checked 27 Oct 2026
Restaurant meal (inexpensive; mid-range for two)
Restaurant Week (July 2026) set prix-fixe menus at XCD 60, 120 and 200, with 'Eat local' meals below XCD 60. A Roseau lunch place lists pelau or chow mein $12–20, chicken $25, fish $30 and lamb $35 (undated listing). Mid-range for two: about EC$240 if the XCD 120 menu is per person.
Source: Discover Dominica Authority — Goûté Domnik – Taste of Dominica: Restaurant Week 19–26 July 2026 · 2026-07 · checked 27 Oct 2026
Coffee, beer, soft drink
No café or bar price list was found online. In the World Bank's 2021 price comparison, non-alcoholic drinks cost about twice the US level (196%) and alcoholic drinks about 59% more (159%).
Source: World Bank — International Comparison Program 2021 — price level indexes, Dominica and United States · 2021 · checked 27 Oct 2026
Grocery basket (milk, bread, eggs, meat, produce, wine)
No supermarket price list is published online. In 2021 food cost about a third more than in the US (133%): bread and cereals 136%, milk, cheese and eggs 174%, fruit 152%, vegetables 153%, meat 97%. The 2025–26 budget removed import duty and VAT from basics such as chicken, milk, butter, cereals and cooking oil.
Source: World Bank — International Comparison Program 2021 — price level indexes, Dominica and United States · 2021 · checked 27 Oct 2026
Utilities for an apartment (electricity, heating, water, refuse)
Electricity from 1 Nov 2026 (prices shown as $): homes using up to 150 kWh pay 0.528/kWh for the first 50 and 0.578 after, plus 5 a month; bigger users pay time-of-use (peak 0.6954, off-peak 0.6354) — about 179 for 250 kWh at peak. Fuel and geothermal costs are added per kWh (0.50 in April 2026). Water: 21.62 for the first 1,000 gallons, then 10.12 per 1,000, plus a 15 water guarantee charge.
Source: Dominica Electricity Services (DOMLEC) — New tariff fact sheet (effective 1 Nov 2026) and IRC decision 2026/001/D-01 · 2026-11 · checked 27 Oct 2026
Mobile plan
Flow postpaid (prices shown as $): one line $115 a month or two lines $170, with unlimited local calls and texts and 500–1,000 international minutes; $74.75 for one line with Flow broadband; data add-ons from $10 for 1 GB. Digicel sells visitor SIMs with 30 days' validity: 5 GB XCD 82, 10 GB XCD 109 (US$40).
Source: Flow Dominica — Postpaid mobile plans · 2026-10 · checked 27 Oct 2026
Broadband
Fibre (Digicel, tax included): 250/125 Mbps XCD 135 a month, 350 Mbps XCD 170, 500 Mbps XCD 205, with a free modem and installation (a deposit is required). Flow sells symmetrical plans from $115 (250 Mbps) to $250 (1 Gbps).
Source: Digicel Dominica — Home internet — fibre plans · 2026-10 · checked 27 Oct 2026
Public transport single ticket + monthly pass
Buses are private minibuses with fixed fares (since 15 Mar 2023): Roseau to Canefield EC$3.00, to Portsmouth EC$10.00, short city routes EC$2.00, the longest about EC$12.50. They run mainly Monday–Saturday, 6 a.m.–7 p.m., and leave when full. No monthly pass was found.
Source: Discover Dominica Authority — New bus rates effective 15 March 2023 (Ministry of Public Works, Public Utilities and the Digital Economy) · 2023 · checked 27 Oct 2026
Taxi fare
Taxis are not metered: agree the fare first (registered taxis carry H plates and a 'Nature Island's Standard of Excellence' sticker, and US$ is usually accepted). Official airport rates since 2023: Douglas-Charles to Roseau EC$80 shuttle or EC$200 for a hired car; to Portsmouth EC$80 or EC$170.
Source: Discover Dominica Authority — Airport taxi rates from Douglas-Charles Airport (Ministry of Public Works; approved 2008, revised 2023) · 2023 · checked 27 Oct 2026
Fuel price
Gasoline averaged EC$18.50 an imperial gallon (about EC$4.07 a litre) and diesel EC$19.18 in August 2026; a 20-lb gas cylinder cost EC$36.74 and a 100-lb cylinder EC$173.68. Gasoline had risen from EC$14.96 in February to EC$17.98 in May 2026.
Source: Eastern Caribbean Central Bank (ECCB) — ECCU fuel price tracker — average gasoline, diesel and LPG prices (August 2026) · 2026-08 · checked 27 Oct 2026
New car price
No dealer price list is published. Imported vehicles pay 40% import duty, 25% excise (10 years old or less; 28% older), a 4% customs service charge and 15% VAT, plus an environmental levy from 1% of CIF value (under 5 years) to EC$10,000 (over 15 years). Vehicle prices were about 3% below US levels in 2021 (World Bank).
Source: Invest Dominica Authority — Customs — duties on vehicles (© 2023) · 2026 · checked 27 Oct 2026
Gym membership; cinema; theatre
No reliable source found.
No reliable source yet · 2026 · checked 27 Oct 2026
Clothing items
No clothing price list is published online. Clothing and footwear cost about 31% less than in the US in the World Bank's 2021 comparison (69% of the US price level).
Source: World Bank — International Comparison Program 2021 — price level indexes, Dominica and United States · 2021 · checked 27 Oct 2026
Personal care, medicine, short doctor visit
No public price list for doctor visits or medicines was found. Medical care is not free: providers often expect cash, private clinics may ask for payment up front, and hospital fees are set by the board or government. Soap and toothpaste were freed from import duty and VAT in 2025–26 (other toiletries for six months from October 2025).
Source: US Department of State — Dominica travel advisory, Level 1 (issued 20 May 2026; travel guidance 23 Jul 2026) · 2026 · checked 27 Oct 2026
Domestic help (hourly cleaner)
No market rate for cleaners is published. The legal minimum for home assistants from 1 Dec 2025 is EC$240 a week with meals, EC$300 without and EC$264 live-in; most other workers must get at least EC$9.00 an hour.
Source: Government of the Commonwealth of Dominica — Government of Dominica announces revised minimum wage structure (28 Nov 2025; release hosted by Nature Isle News) · 2025-12 · checked 27 Oct 2026
Average net salary; purchasing power
No official average wage is published, and ILOSTAT has no earnings series. GDP per person was US$10,989 in 2025 (World Bank). The minimum wage of EC$9.00 an hour is about EC$1,560 a month for 40 hours a week. The 2011 census found 11.1% unemployed.
Source: World Bank — World Development Indicators and Worldwide Governance Indicators — Dominica (API, WDI updated 8 Oct 2026) · 2025 · checked 27 Oct 2026
Price level vs. US
Consumer prices are about 58% of the US level: the World Bank's 2025 conversion factor for private consumption is 1.558 per US$, against the EC$2.70 exchange rate. In the 2021 price comparison, GDP prices were 53% of US levels, food 133% and restaurants and hotels 53%.
Source: World Bank — World Development Indicators and Worldwide Governance Indicators — Dominica (API, WDI updated 8 Oct 2026) · 2025 · checked 27 Oct 2026
03Housing & property13
Rent — 1-bed and 3-bed, centre and outside
Long-term rents (CENTURY 21, Oct 2026, US$ a month): around Roseau, a furnished 2-bed house in Morne Daniel 920, a furnished 4-bed apartment in Wallhouse 1,289 and a house in St Aroment 1,500; furnished apartments in Belfast 918; Mahaut furnished 2-bed 737 with water; Portsmouth (Cotton Hill) furnished 2-bed 800. There is no official rent survey.
Source: CENTURY 21 Nature Isle Realty — Residential for rent in Dominica (11 listings) · 2026-10 · checked 27 Oct 2026
Furnished rent, studio vs. 85 m²
Furnished examples (US$ a month): a one-bedroom studio at Gallet on the south-west coast 750; furnished 2-bed apartments in Mahaut 737 (water included) and Portsmouth 800 (air-conditioning in each room, washing machine). Listings rarely give floor areas.
Source: CENTURY 21 Nature Isle Realty — Residential for rent in Dominica (11 listings) · 2026-10 · checked 27 Oct 2026
Purchase price per m², centre and outside; median home price
No official price index. CENTURY 21 asking prices (Oct 2026) run from US$44,168 to US$1.6 million; the median of 33 listings is US$266,849. Per m²: a three-apartment building in Canefield, 214 m², US$80,975 (about US$378); in Portsmouth's parish, US$266,849 for 186 m² (US$1,436) and a four-storey building of 373 m² for US$600,000 (US$1,609).
Source: CENTURY 21 Nature Isle Realty — Homes for sale in Dominica (33 listings) · 2026-10 · checked 27 Oct 2026
Foreign ownership allowed / restrictions
Foreigners may hold less than 1 acre for a home (3 acres for business) without an Alien Landholding licence, but the fee of 10% of the land's value is still payable; larger holdings need a licence first, and the 10% fee is paid on acquiring it. Residence does not exempt foreigners from the Alien Landholding rules.
Source: Invest Dominica Authority — Purchase of land — alien landholding, steps and costs (© 2023) · 2026 · checked 27 Oct 2026
Buying process for foreigners
Process: written offer through an agent; letter of acceptance; a lawyer drafts the sale agreement; a licensed surveyor values the property; usually a 10% deposit; the lawyer prepares a Memorandum of Transfer and the title is registered at the Land Registry. Land never titled needs a first certificate of title (Registration of Titles Act, Chap. 56:50), with 1% judicial and 1% assurance fees.
Source: Invest Dominica Authority — Purchase of land — alien landholding, steps and costs (© 2023) · 2026 · checked 27 Oct 2026
Property purchase taxes and annual property tax
Buying costs: stamp duty 2% (buyer) and 2.5% (seller) on the market value or price, whichever is higher; 1% Assurance Fund; 1% judicial fee; solicitor up to 2.5% plus 15% VAT; and the 10% alien landholding fee where it applies. No annual property-tax rate is published nationally.
Source: Invest Dominica Authority — Purchase of land — alien landholding, steps and costs (© 2023) · 2026 · checked 27 Oct 2026
Buy-to-let rules; short-term rental licensing
Rent paid to an owner who is not resident in Dominica is subject to 15% withholding tax, paid within 15 days after the month. Accommodation is charged VAT at 10% (standard rate 15%). No short-term rental licence page was found.
Source: Inland Revenue Division (IRD) — Withholding tax — payments to non-residents · 2026 · checked 27 Oct 2026
Tenant rights
Tenancies come under the Small Tenements Act (Cap. 54:71, dating from 1891): if a tenant stays after the landlord's notice, the landlord can ask a magistrate to summon the tenant and recover possession. No rent-control law was found, so agree notice and deposit terms in a written lease.
Source: UNEP LEAP / FAOLEX (law database) — Small Tenements Act, Cap. 54:71 · 1991 · checked 27 Oct 2026
Mortgage availability to non-residents; rates
Residential mortgage rates ranged from 4.00% to 7.25% between June 2025 and June 2026 (banks' prime rate 8.25–10.00%). Owner-occupiers can deduct mortgage interest up to EC$25,000 a year from taxable income. No bank page on lending to non-residents was found; NBD needs a work permit or a face-to-face meeting to open accounts for foreigners.
Source: Eastern Caribbean Central Bank (ECCB) — Interest rates and weighted averages — Commonwealth of Dominica (Jun 2025–Jun 2026) · 2026-06 · checked 27 Oct 2026
Home insurance
Home insurance is sold by licensed general insurers, including Caribbean Alliance, ICWI, CG United, Island Heritage, GK General, NAGICO and Sagicor General (regulator's list, October 2025). No premium is published. Hurricane season runs from June to November; the Finance Minister says home and medical insurance premiums are tax-deductible.
Source: Financial Services Unit (FSU) — List of licensed insurance businesses (notice 8 Oct 2025) · 2025 · checked 27 Oct 2026
Building and renovating
Physical Planning permission is required for all structures. The law allows 120 days for a decision, but complete applications usually take about six weeks; approval lasts three years to start building, with an extension possible. The OECS Building Code applies, and the recommended minimum residential lot is 5,000 sq ft.
Source: Physical Planning Division — Frequently asked questions · 2026 · checked 27 Oct 2026
Selling property; capital gains tax
There is no capital gains tax. The seller pays 2.5% stamp duty on the market value or the price, whichever is higher. CBI real estate must be held 3 years (5 if sold to another CBI applicant). Rent from a property owned by a non-resident carries 15% withholding tax.
Source: Invest Dominica Authority — Taxation (© 2023) · 2026 · checked 27 Oct 2026
Gross rental yield
No reliable source found.
No reliable source yet · 2026 · checked 27 Oct 2026
04Tax, money & banking15
Income tax system and rates
Personal income tax (residents): the first EC$30,000 is tax-free, then 15% on the next EC$20,000, 25% on the next EC$30,000 and 35% above EC$80,000; companies pay 25%. The 2026/27 budget proposes a single 10% rate from 1 January 2027 and taxing only income earned in Dominica; this was a proposal, not yet law, when read.
Source: Inland Revenue Division (IRD) — Current income tax rates (resident allowance from 1 Jan 2018; companies from 1 Jan 2016) · 2026 · checked 27 Oct 2026
Estimated tax on $50k / $100k / $250k
Resident single person, current bands: US$50,000 (EC$135,000) pays EC$29,750 (22.0%); US$100,000 pays EC$77,000 (28.5%); US$250,000 pays EC$218,750 (32.4%), before social security. Under the proposed flat 10% from 2027, if the EC$30,000 allowance stays: EC$10,500, EC$24,000 and EC$64,500.
Source: Inland Revenue Division (IRD) — Current income tax rates (resident allowance from 1 Jan 2018; companies from 1 Jan 2016) · 2026 · checked 27 Oct 2026
Tax residency test
You are tax-resident if physically present in Dominica for more than 183 days continuously; residents file by 31 March. Retirees who were not resident before retiring pay no tax on income from outside Dominica, and WIN visa holders working remotely get an income-tax waiver.
Source: Inland Revenue Division (IRD) — Personal income tax — residence test, filing, allowances · 2026 · checked 27 Oct 2026
Non-resident tax
Non-residents get no EC$30,000 allowance and must file if they do business in Dominica. Dividends, interest, rent, royalties, fees and commissions paid to non-residents carry 15% withholding tax, paid within 15 days after the month.
Source: Inland Revenue Division (IRD) — Withholding tax — payments to non-residents · 2026 · checked 27 Oct 2026
Special expat regimes
WIN visa holders working remotely for employers or clients outside Dominica get an income-tax waiver and may bring personal and household items free of duty and VAT in their first 3 months. Retirees new to Dominica pay no tax on foreign income. The budget proposal would tax only Dominica-source income from 2027.
Source: Work in Nature (WIN) extended stay visa, Government of Dominica — Fees, visa terms, tax waiver and import concessions · 2026 · checked 27 Oct 2026
Double tax treaty with the US (and UK, CA, AU)
There is no income tax treaty with the US (Dominica is not on the IRS list) or with the UK: 'There is no double taxation agreement between the UK and Dominica' (HMRC). Dominica applies the CARICOM double taxation agreement (2008).
Source: US Internal Revenue Service — United States income tax treaties — A to Z (reviewed 3 Jan 2026) · 2026 · checked 27 Oct 2026
Inheritance / estate tax; wills and estate planning
Invest Dominica's tax summary lists no inheritance, estate or capital gains tax. Without a will, estates pass under the Intestates Estates Act (Cap. 9:03); probate is one of the documents accepted when land titles are registered.
Source: Invest Dominica Authority — Taxation (© 2023) · 2026 · checked 27 Oct 2026
VAT rate; import duty on personal goods
VAT is 15% (10% on accommodation and diving; some goods zero-rated), in force since 1 March 2006. Baggage needs no import declaration; WIN visa holders import household goods free of duty and VAT in their first 3 months. Cash of EC$10,000 or more must be declared. The 2026/27 budget proposed charging import VAT on the CIF value only from 1 October 2026; enactment was not confirmed.
Source: Inland Revenue Division (IRD) — Value Added Tax (VAT Act No. 7 of 2005) · 2026 · checked 27 Oct 2026
Corporate tax; self-employed tax
Companies pay 25% of net profit in three instalments (25%, 35% and 40%) and file within 3 months of the year-end. The self-employed pay personal income tax at the resident bands, register their business with Inland Revenue and register for VAT once annual sales exceed EC$250,000.
Source: Inland Revenue Division (IRD) — Corporate income tax · 2026 · checked 27 Oct 2026
Pensions and social security
Dominica Social Security: employee and employer together pay 14.50% (benefits page; the FAQ gives 14.25% for 2024) on earnings up to EC$7,000 a month, and non-nationals working in Dominica must register. The age pension starts at 65: 30% of average insurable earnings after 500 weeks, plus 1% per extra 50 weeks, up to 60%. Agreements cover CARICOM and Canada, not the US.
Source: Dominica Social Security (DSS) — Benefits; FAQ; how pension is paid · 2024 · checked 27 Oct 2026
Opening a bank account as a non-resident / foreigner
National Bank of Dominica: foreign residents need a passport, social security card, proof of address and income, a bank reference, a valid work permit and a written reason for opening the account; non-residents must meet the bank face to face. Minimum opening deposit EC$100, plus EC$10 for a debit card.
Source: National Bank of Dominica (NBD) — Requirements to open an account (PDF, 10 Jul 2020) · 2020 · checked 27 Oct 2026
Multicurrency and USD accounts; money transfers
NBD offers US-dollar, euro and sterling savings accounts: minimum opening deposit US$1,000 (€5,000; £1,000), a fee of US$5 a month and no debit card. The EC$ is pegged at 2.70 per US$, and US dollars, pounds and euros are widely accepted. Foreign-currency savings at Dominica's banks averaged 0.98% in June 2026 (ECCB).
Source: National Bank of Dominica (NBD) — Foreign currency savings accounts · 2026 · checked 27 Oct 2026
Credit scores for newcomers
Credit reporting now covers the countries using the EC dollar, including Dominica, through the ECCU Credit Bureau. NBD asks foreign customers for a reference from their own bank.
Source: Eastern Caribbean Central Bank (ECCB) — ECCU Credit Bureau · 2026 · checked 27 Oct 2026
Cashless acceptance; tipping custom; ATM
Many businesses accept credit cards but may add a fee; be ready to pay in cash. ATMs are often out of order and may charge high fees. US dollars, pounds and euros are accepted widely, and most tourism businesses take Visa, Mastercard and American Express. No official tipping guidance was found.
Source: US Department of State — Dominica travel advisory, Level 1 (issued 20 May 2026; travel guidance 23 Jul 2026) · 2026 · checked 27 Oct 2026
Minimum wage
Minimum wage from 1 Dec 2025 (Labour Standards (Minimum Wage) Order 2025), per hour: EC$9.00 for most workers (cooks, servers, drivers, labourers), EC$9.42 for cashiers and sales staff, EC$9.60 for security guards, EC$9.75 for agricultural workers; home assistants EC$240–300 a week.
Source: Government of the Commonwealth of Dominica — Government of Dominica announces revised minimum wage structure (28 Nov 2025; release hosted by Nature Isle News) · 2025-12 · checked 27 Oct 2026
05Healthcare10
How the health system works; access for residents
Ministry of Health hospitals and health centres provide primary and secondary care, but there is no statutory health insurance and care is not free: most providers want cash, and US insurance is rarely accepted. The main hospital is the Dominica-China Friendship Hospital in Roseau; there are also public hospitals in Portsmouth and Marigot. Serious cases may be evacuated.
Source: US Social Security Administration — Social Security Programs Throughout the World: The Americas, 2019 — Dominica · 2019 · checked 27 Oct 2026
Health insurance — private / international plans and cost
No local health-insurance premium is published. Licensed insurers include NAGICO, Sagicor, Pan-American Life, CUNA and Beacon (regulator's list). WIN visa holders must hold health insurance valid in Dominica, and US advice strongly recommends cover for medical evacuation.
Source: Financial Services Unit (FSU) — List of licensed insurance businesses (notice 8 Oct 2025) · 2025 · checked 27 Oct 2026
Hospital quality; best hospitals
Dominica-China Friendship Hospital (Goodwill, Roseau; 767 266 2000): A&E, surgery, obstetrics, neonatal care, dialysis and psychiatry; a new A&E operating theatre opened in November 2025. Private: Justin Fadipe Medical Center (Mero Heights). Intensive care at DCFH and Portsmouth Hospital. UK advice: serious cases may need emergency evacuation.
Source: UK Foreign, Commonwealth & Development Office — Dominica medical facilities list (updated 26 Aug 2026) · 2026 · checked 27 Oct 2026
Doctors and GPs; dental; mental health
Non-urgent care is at district health centres; specialists and GPs also run private clinics. Mental health: 'Hospitals with mental health facilities are limited'; inpatient care is at DCFH's Acute Psychiatric Unit by referral, and the mental health law is being revised (PAHO, 2025). No public list of dentists was found.
Source: UK Foreign, Commonwealth & Development Office — Mental health support for British nationals in Dominica (published 30 Sep 2026) · 2026 · checked 27 Oct 2026
Children's healthcare; pregnancy and birth; women's health
DCFH provides obstetrics, gynaecology, paediatrics and neonatal care. Social Security pays maternity benefit of 60% of average weekly earnings for up to 12 weeks and a EC$575 grant per child (2019 rules). Mothers with 12 months' service get maternity leave, with at least half pay for 4 weeks.
Source: US Social Security Administration — Social Security Programs Throughout the World: The Americas, 2019 — Dominica · 2019 · checked 27 Oct 2026
Senior and elderly care
The government's Yes We Care programme sends trained caregivers to older, vulnerable and disabled people at home (bathing, meals, cleaning, laundry, medication and escorted visits); it served 156 clients in 2025, up from 120 in 2024.
Source: DOM767 — Dominica's Yes We Care programme expands to serve more seniors (7 Aug 2025) · 2025 · checked 27 Oct 2026
Vaccinations
US CDC advice: be up to date on routine vaccines, including measles (MMR); hepatitis A for unvaccinated travellers aged 1 or over and hepatitis B for all unvaccinated travellers. Yellow fever vaccination is not recommended, and is required only of travellers from risk countries.
Source: US Centers for Disease Control and Prevention — Travelers' health — Dominica (updated 23 Apr 2025; reviewed 25 Aug 2026) · 2025 · checked 27 Oct 2026
Emergency numbers
Emergency (police, ambulance, fire): 999; UK advice also gives 911 for an ambulance or the police. Dominica-China Friendship Hospital: (767) 266 2000. US citizens: US Embassy in Bridgetown, Barbados, +1 246 227-4000.
Source: UK Foreign, Commonwealth & Development Office — Dominica travel advice (updated 10 Dec 2025; still current 23 Oct 2026) · 2026 · checked 27 Oct 2026
Medical insurance advice for visitors
Visitors should carry insurance that covers treatment and medical evacuation: care is not free, most providers want cash, and serious cases are flown out (Canada warns that evacuation is expensive). Declare pre-existing conditions; patients treated against their wishes can still be charged.
Source: US Department of State — Dominica travel advisory, Level 1 (issued 20 May 2026; travel guidance 23 Jul 2026) · 2026 · checked 27 Oct 2026
Health care index
No international healthcare index ranks Dominica. Life expectancy was 71.3 years (2024), health spending US$492 a person (2023) and there were 3.97 hospital beds per 1,000 people (2023) (World Bank).
Source: World Bank — World Development Indicators and Worldwide Governance Indicators — Dominica (API, WDI updated 8 Oct 2026) · 2024 · checked 27 Oct 2026
06Education & family9
International schools — curricula (IB / British / American) and annual tuition
No international (IB, British or American) school was found. The Ministry's latest published figures count 7 private primary schools and 1 private secondary school (2012/13), with 822 and 106 pupils in 2014/15; no tuition fees are published. Public schools may charge tuition to children who live in Dominica but are not citizens.
Source: Ministry of Education — Education Planning Unit — quick stats (2012/13–2014/15 data) · 2013 · checked 27 Oct 2026
Local education system
School is compulsory to 16. Dominica has 58 primary and 15 secondary schools (2025), and the school year starts in early September (8 September in 2025). Public schools may charge tuition to non-citizen pupils who live in Dominica (Education Act).
Source: US Department of Labor — 2023 Findings on the Worst Forms of Child Labor — Dominica · 2023 · checked 27 Oct 2026
Childcare / preschool cost
Daycares take children from 3 months to 3 years and preschools ages 3–5; 15 daycares and 68 preschools are registered with the Ministry of Education, which pays each EC$1,500–2,500 a term. Parent fees are not published.
Source: Ministry of Education — Early childhood development (School Operations Unit) · 2026 · checked 27 Oct 2026
Higher education
Higher education: Dominica State College (teaching, medicine and health, law, agriculture, hospitality, management, sciences, engineering); All Saints University School of Medicine (MD and nursing degrees); St. Nicholas University School of Veterinary Medicine; the Business Training Center; and Lead Institute (CAPE associate degrees).
Source: Invest Dominica Authority — Higher education (© 2023) · 2023 · checked 27 Oct 2026
Language learning
English is official and Kwéyòl, a French-based creole, is widely spoken. French classes are at the Alliance française in Roseau, supported since 2025 by a regional programme with teachers from Guadeloupe and Martinique. No official list of language schools was found.
Source: French Ministry for Europe and Foreign Affairs — Dominique — relations bilatérales (updated 27 Oct 2026) · 2026 · checked 27 Oct 2026
School holidays
No official term calendar is published online. The 2025–26 school year began on 8 September 2025. Public holidays in 2026 include Carnival Monday and Tuesday (16–17 Feb), Good Friday (3 Apr), Easter Monday (6 Apr), Emancipation Day (3 Aug), Independence Day (3 Nov) and Community Service Day (4 Nov).
Source: DOM767 — Dominica schools reopen Sept 8; Grammar School set for Sept 15 (8 Sep 2025) · 2025 · checked 27 Oct 2026
Spouse and family visas
The WIN family visa (US$1,200) covers a spouse or partner, children under 18 and dependent relatives; children may attend public, private or online school. The US$250,000 EDF option covers up to three dependants.
Source: Work in Nature (WIN) extended stay visa, Government of Dominica — Fees, visa terms, tax waiver and import concessions · 2026 · checked 27 Oct 2026
Maternity and parental leave
Maternity benefit: 60% of average weekly earnings for up to 12 weeks (from 3 weeks before to 9 after the birth), after 30 weeks' contributions, plus a EC$575 grant (2019 rules). The Labour Standards Act gives leave after 12 months' service with at least half pay for 4 weeks. No statutory paternity leave was found.
Source: US Social Security Administration — Social Security Programs Throughout the World: The Americas, 2019 — Dominica · 2019 · checked 27 Oct 2026
Pet relocation
Pets need an import permit from the Veterinary Unit, Division of Agriculture ((767) 266 3827). The USDA lists no Dominica requirements for dogs and cats and advises an APHIS-endorsed health certificate and proof of rabies vaccination.
Source: Discover Dominica Authority — Visa and entry requirements — pets · 2026 · checked 27 Oct 2026
07Safety & security10
Crime level
The US rates Dominica Level 1 (normal precautions); theft and robbery occur. Killings have risen: police counted 11 homicides by mid-July 2025 and the press 23 violent deaths for 2025 (10 in 2024); the World Bank rate was 27.1 per 100,000 in 2023. UK advice still calls the crime rate low.
Source: US Department of State — Dominica travel advisory, Level 1 (issued 20 May 2026; travel guidance 23 Jul 2026) · 2023 · checked 27 Oct 2026
Safety for women
Women travelling alone may face harassment and verbal abuse, and sexual assaults occur. Avoid isolated areas, including beaches, after dark. Help: Bureau of Gender Affairs (767) 266-3344; National Council of Women hotline 1800-744-3629 (emergency shelter for up to 5 days); police (767) 266-5100.
Source: Government of Canada — Dominica travel advice and advisories · 2026 · checked 27 Oct 2026
Safety for LGBTQ+ people; legal protections
In April 2024 the High Court struck down the buggery and gross-indecency sections of the Sexual Offences Act, so consensual same-sex acts are legal. No law protects gay or lesbian people from discrimination, and attitudes are mostly conservative. Some travel advice still describes the old ban.
Source: Human Rights Watch — Dominica: High Court decriminalizes same-sex conduct (24 Apr 2024) · 2024 · checked 27 Oct 2026
Racism / discrimination
The Constitution bars discrimination by race, place of origin, colour and creed. The US reports some societal discrimination against the Kalinago (about 3,000 people), no law protecting gay people from discrimination and few accessible buildings. Freedom House scores civil liberties 55/60 (2026).
Source: US Department of State — 2023 Country Report on Human Rights Practices: Dominica (published 23 Apr 2024; ecoi.net copy) · 2023 · checked 27 Oct 2026
Scams
US advice: 'Scams are not common but may happen'; some scammers pose as US citizens in need of help. Local reports describe card skimming, phishing, pyramid schemes and callers posing as relatives or officials. For citizenship by investment use only government-approved agents; the government warns about unauthorised promoters.
Source: US Department of State — Dominica travel advisory, Level 1 (issued 20 May 2026; travel guidance 23 Jul 2026) · 2026 · checked 27 Oct 2026
Victims of crime; domestic violence
Emergency: 999 (police (767) 266-5100). For violence: Bureau of Gender Affairs, the National Council of Women hotline 1800-744-3629 (counselling and shelter for up to 5 days) and the Legal Aid Clinic (767) 266-3331. Survivors can seek a protection order from a magistrate without a lawyer, and the 2023 Domestic Violence Act gave police more powers.
Source: CANARI / Critical Ecosystem Partnership Fund — GBV service providers — Dominica 2025 · 2025 · checked 27 Oct 2026
Natural disaster risk
Hurricane season runs from June to November, peaking August–October. ThinkHazard rates urban flooding, landslides and volcanic hazard high, and earthquake, tsunami and coastal flooding medium; tremors are often felt, and the airport highway is prone to landslides. Major eruptions are rare.
Source: GFDRR ThinkHazard! — Dominica hazard report · 2026 · checked 27 Oct 2026
Road / traffic safety
Traffic drives on the left. Roads are sometimes narrow and in poor condition, with few signs and pedestrians on the road; minibuses often speed, and the main road from Douglas-Charles Airport has landslides and sheer drops, so avoid it at night. The drink-drive limit is 50 mg per 100 ml. The Health Minister urged care after fatal crashes in early 2026.
Source: UK Foreign, Commonwealth & Development Office — Dominica travel advice (updated 10 Dec 2025; still current 23 Oct 2026) · 2026 · checked 27 Oct 2026
Food safety
Food hygiene follows a compulsory national code (DNCP 1: Part 1: 2007), and imports covered by compulsory standards are sampled on entry. Environmental Health trains food handlers and reported no food-borne outbreak during the 2024 World Creole Music Festival. Tap water is generally safe to drink.
Source: Dominica Bureau of Standards (DBOS) — Standards catalogue (© 2022) — compulsory standards · 2022 · checked 27 Oct 2026
Overall peace / stability
Dominica is not ranked in the Global Peace Index 2026 (163 countries). World Bank governance scores for 2025 (0–100): political stability 82.8, rule of law 65.6. Freedom House rates it Free (92/100). The US rates it Level 1, and UK advice reports no recent terrorism.
Source: Institute for Economics and Peace — Global Peace Index 2026 map (163 countries) · 2026 · checked 27 Oct 2026
08Climate & environment8
Climate and seasons; temperature; humidity
Tropical and wet: at Canefield, near Roseau (1991–2020 normals), the mean is 27.2 °C; days peak at 32.1 °C in August and nights fall to 21.7 °C in January and February. Rain totals about 1,734 mm a year, wettest July–September (230–250 mm a month) and driest in March (43 mm); Douglas-Charles in the north-east gets 2,569 mm, and the interior about three times the coast.
Source: WMO / NOAA NCEI — WMO Climatological Standard Normals 1991–2020 (accession 0253808 v2.2) — Canefield Airport 78906 and Douglas-Charles Airport 78905 · 1991-2020 · checked 27 Oct 2026
Air quality (annual)
Average PM2.5 exposure was 11.5 µg/m³ in 2023 (World Bank). Smoke from landfill fires can affect Roseau: at the end of June 2025 a fire at the Fond Cole landfill sent smoke over parts of the city, and people were told to avoid the area.
Source: World Bank — World Development Indicators and Worldwide Governance Indicators — Dominica (API, WDI updated 8 Oct 2026) · 2023 · checked 27 Oct 2026
Pollution
The Fond Cole landfill near Roseau caught fire in mid-2025, spreading smoke over the city; the solid-waste corporation said waste management needs modernising. Since 2019 the import of single-use Styrofoam and plastic food containers, plates and bowls has been banned.
Source: DOM767 — Fire at Fond Cole landfill partially contained, clean-up underway (1 Jul 2025) · 2025 · checked 27 Oct 2026
Climate-change resilience
ND-GAIN ranks Dominica 37th for climate resilience (score 58.5, 2024 data): the 100th most vulnerable country but the 23rd most ready to adapt. A 10 MW geothermal plant (2026) and hydropower now supply about two-thirds of electricity.
Source: Notre Dame Global Adaptation Initiative (ND-GAIN) — Country index — Dominica (2024 data) · 2024 · checked 27 Oct 2026
Share of buildings with AC; heating norms
There is no count of homes with air-conditioning: the 2011 census appliance list did not include it (26.8% of households had a water heater, 77.7% a refrigerator). No heating is needed, as coldest-month nights average 21.7 °C at Canefield. Some rentals advertise air-conditioning in each room.
Source: Central Statistics Office (CSO) — 2011 Population and Housing Census (report, 96 pp.) · 2011 · checked 27 Oct 2026
Tap water safety; water hardness
Tap water is generally safe to drink and use in cooking (US advice). It comes from DOWASCO, the state water company: metered domestic supply costs $21.62 for the first 1,000 gallons a month (tariff shown as $).
Source: US Department of State — Dominica travel advisory, Level 1 (issued 20 May 2026; travel guidance 23 Jul 2026) · 2026 · checked 27 Oct 2026
Power grid reliability
Everyone has electricity (World Bank, 2024), but outages happen: DOMLEC acknowledged 'some major outages' in 2026 while the new geothermal plant was commissioned. Geothermal supplied about 43% of power in June 2026 and hydro 25%. DOMLEC's customer line is 255-6000.
Source: Caribbean Today — DOMLEC apologises for interruptions in electricity supply (15 Jun 2026) · 2024 · checked 27 Oct 2026
Recycling / sustainability
Since 1 January 2019 the import of single-use Styrofoam and plastic food containers, plates and bowls has been prohibited (SRO 2 of 2019). Waste goes to the Fond Cole landfill. No national recycling scheme was found.
Source: Government Printery — Supplies Control (Import Prohibition) (Non-Biodegradable) Order, 2019 (SRO 2 of 2019) · 2019 · checked 27 Oct 2026
09Connectivity & daily infrastructure6
Internet speed (fixed + mobile)
No measured national speed is published: Ookla lists Dominica without figures. Advertised fibre: Digicel 250–500 Mbps download (from XCD 135 a month) and Flow 250 Mbps–1 Gbps symmetrical. About 82% of people used the internet in 2024; in 2011, 44.6% of households had internet access and 30.7% a home connection.
Source: Ookla — Speedtest Global Index — Dominica (September 2026) · 2026-10 · checked 27 Oct 2026
Mobile operators; eSIM
Two mobile networks, Flow and Digicel (area code 767). Flow sells postpaid plans and offers eSIM; Digicel sells visitor SIMs (5 GB or 10 GB for 30 days, XCD 82–109).
Source: Flow Dominica — Postpaid mobile plans · 2026-10 · checked 27 Oct 2026
Setting up utilities, internet, TV
Electricity (DOMLEC): an Electrical Fitness Certificate, photo ID and proof of ownership; deposit EC$200 for homes; connection usually within 7 working days. Water (DOWASCO, offices in Roseau and Portsmouth): proof of ownership or the owner's letter, and a EC$120 deposit for tenants. Fibre: request online; Digicel installs free but asks for a deposit.
Source: Dominica Electricity Services (DOMLEC) — Service requirements; FAQs; payment and billing · 2026 · checked 27 Oct 2026
Free WiFi; places to work from; coworking
No dedicated coworking space with published prices was found. The government's WIN site says remote workers use dive centres, restaurants or hotel lobbies with good Wi-Fi, and the WIN team can help set up an appointment when more bandwidth is needed.
Source: Work in Nature (WIN) extended stay visa, Government of Dominica — Life in Dominica — coworking spaces · 2026 · checked 27 Oct 2026
Postal service; mail forwarding
The government postal service runs the General Post Office in Roseau and branch offices; a new Postmaster General took office on 1 Feb 2026. Couriers: DHL (Hanover Street, Roseau, 255 1149) and FedEx through its contractor Express Courier (448 0992). No P.O. box fees are published.
Source: Government Printery (Official Gazette) — Notice No. 26 — appointment of Postmaster General from 1 Feb 2026 · 2026 · checked 27 Oct 2026
Useful apps; news sources
News: Government Information Service (news.gov.dm), the Prime Minister's press room, DBC Radio, DOM767, Nature Isle News, TheDominican.Net and Emage DM; the Meteorological Service publishes climate summaries. Government e-services (90+ services, card payment). Useful numbers: 999 emergency, DOMLEC 255-6000, DOWASCO 255-2900.
Source: Nature Isle News — Government of Dominica launches e-services portal (16 Sep 2024) · 2026 · checked 27 Oct 2026
10Transport & travel8
Public transport quality and fares
Private minibuses (H, HA or HB plates) link Roseau with most towns, mainly Monday–Saturday 6 a.m.–7 p.m. with little Sunday service, and leave when full. Official fares run from EC$2.00 to EC$12.50 (Roseau–Portsmouth EC$10.00). Taxis are not metered. FRS Express des Îles ferries link Dominica with Guadeloupe, Martinique and St Lucia; the ferry ports are Roseau and Portsmouth.
Source: Discover Dominica Authority — Island transportation — minibuses, taxis, driving permit (legacy site) · 2026 · checked 27 Oct 2026
Driving; licence conversion for US drivers
Visitors with a valid licence need a local visitor's licence: EC$30 for one month or EC$60 for three (car-rental firms, the Traffic Department in Roseau and Portsmouth Police Station can issue a temporary permit). Drive on the left; the drink-drive limit is 50 mg per 100 ml. Residents take a road test (EC$150); a car licence (Class B) costs EC$80 a year.
Source: Inland Revenue Division (IRD) — Driver's licence — visitor's licence and fees · 2026 · checked 27 Oct 2026
Buying / importing a car; car insurance
Importing a car: 40% import duty, 25% excise (10 years old or less; 28% older), a 4% customs service charge, 15% VAT and an environmental levy (1% of CIF value under 5 years; EC$3,000–10,000 for older cars); private vehicles pay a EC$100 highway maintenance levy. WIN visa holders may bring a vehicle in temporarily free of duty and VAT if they export it at the end.
Source: Invest Dominica Authority — Customs — duties on vehicles (© 2023) · 2026 · checked 27 Oct 2026
Road conditions; traffic laws
Major roads are in average to poor condition: narrow, steep and winding, with few signs and poor lighting outside Roseau. The main road from Douglas-Charles Airport has landslides and sheer drops; avoid it at night. Use licensed taxis; ride-share apps are not widely available.
Source: US Department of State — Dominica travel advisory, Level 1 (issued 20 May 2026; travel guidance 23 Jul 2026) · 2026 · checked 27 Oct 2026
Commute time; traffic
No traffic data is published. A 2026 consultancy contract covers design and supervision for rehabilitating seven key Roseau streets, including Independence Street and Bath Road, to improve traffic flow, drainage and pedestrian safety; works were still being prepared in June 2026. Douglas-Charles Airport is about an hour's drive from Roseau.
Source: WIC News — Dominica advances Roseau Enhancement Project with new contract to upgrade 7 key streets (22 Apr 2026) · 2026 · checked 27 Oct 2026
Walkability
Getting around on foot can be hard: access to buildings, sidewalks and transport is extremely difficult for people with mobility issues. UK advice warns of pedestrians on narrow roads and of walking alone away from main roads after dark.
Source: US Department of State — Dominica travel advisory, Level 1 (issued 20 May 2026; travel guidance 23 Jul 2026) · 2026 · checked 27 Oct 2026
Airports; airline connectivity to the US
Douglas-Charles Airport, about an hour from Roseau, has daily American Airlines flights from Miami (about 3 h 40 min) and, in winter, United non-stops from Newark twice a week (about 5 h). Europe connects via Antigua, Barbados, Martinique or Guadeloupe; regional airlines include interCaribbean, Winair and LIAT. A new international airport is due in 2027.
Source: Discover Dominica Authority — Arriving by air; Douglas-Charles August 2026 flight schedule · 2026 · checked 27 Oct 2026
Aviation safety oversight
The US FAA rates the Eastern Caribbean aviation system, which oversees Dominica, Category 2 (since May 2020): local carriers may keep existing US flights but not add new ones, and US advice says oversight does not meet international standards. In November 2025 the regional authority was awaiting an FAA visit; no date for Category 1 was given.
Source: US Federal Aviation Administration — FAA announces safety rating for the Eastern Caribbean aviation system (8 May 2020) · 2020 · checked 27 Oct 2026
11Work & business6
Job market; finding work
The latest official unemployment rate is 23% (2016), and labour surveys are to resume (IMF, 2026); the 2011 census found 11.1% unemployed. Non-nationals need a work permit from the Labour Division (EC$800 for non-CARICOM nationals, one year). Tourism is growing: 488,091 visitors in 2025.
Source: International Monetary Fund — Dominica: 2026 Article IV Consultation — Country Report No. 26/117 (June 2026) · 2016 · checked 27 Oct 2026
Work culture
Business hours are usually 8 a.m.–4 p.m. Monday to Friday, with lunch from 1 to 2 p.m.; banks open 8 a.m.–2 p.m. Monday to Thursday and to 5 p.m. on Friday; shops open Saturday mornings. The legal working week is 40 hours (8 a day), with overtime at 1.5 times pay.
Source: Discover Dominica Authority — Additional information — language, currency, hours, electricity, hospitals · 2026 · checked 27 Oct 2026
Employment law
Labour Standards Act: 8 hours a day and 40 a week; overtime at least 1.5 times pay; one rest day a week; paid vacation of 2 weeks (3 after 5 years' service); maternity leave after 12 months' service. The minimum wage is EC$9.00 an hour for most jobs (December 2025), and every employee must be registered with Social Security.
Source: ILO NATLEX (copy of the law) — Labour Standards Act, Cap. 89:05 (Act 2 of 1977, as amended to 1991) · 1991 · checked 27 Oct 2026
Starting a business; company formation
Register the business with the Companies and Intellectual Property Office (business name EC$90; company incorporation EC$750; name reservation EC$25), then with Inland Revenue (VAT over EC$250,000 of sales) and Social Security; add a work permit or an alien landholding licence if needed. Annual company fees start at EC$200.
Source: Invest Dominica Authority — Starting a business (© 2023) · 2026 · checked 27 Oct 2026
Freelancing / self-employment
Self-employed: register the business with Inland Revenue (a store or street-trading licence may apply), then pay personal income tax at the resident bands and self-employed Social Security contributions; non-nationals need a work permit. WIN visa holders may work only for companies or clients not registered in Dominica.
Source: Inland Revenue Division (IRD) — Starting a business — registration, VAT threshold, licences · 2026 · checked 27 Oct 2026
Startup ecosystem
The Dominica Youth Business Trust has trained over 1,500 young people and offers loan guarantees, mentoring and business-plan help, with a loan book above $500,000 (2024). The government lends to small firms through the AID Bank: a $27.8 million facility at 3.5% over 10 years (2022).
Source: Office of the Prime Minister press room (pressroomopm.gov.dm) — DYBT — 20 years of youth entrepreneurship (14 Jun 2024) · 2024 · checked 27 Oct 2026
12Language, culture & integration10
Official language(s)
English is the official language; a large part of the population speaks Kwéyòl, a French-based creole, and a few northern villages use an English dialect called Kokoy. Citizenship-by-investment applications must be in English.
Source: Discover Dominica Authority — Additional information — language, currency, hours, electricity, hospitals · 2026 · checked 27 Oct 2026
English proficiency
Dominica is not ranked in the EF English Proficiency Index 2025. English is the official language.
Source: EF Education First — EF English Proficiency Index 2025 · 2025 · checked 27 Oct 2026
Social etiquette; culture
Wearing camouflage is illegal, including for children, and drug penalties are severe. Attitudes to LGBT+ people are mostly conservative. Offices close for lunch from 1 to 2 p.m.
Source: UK Foreign, Commonwealth & Development Office — Dominica travel advice (updated 10 Dec 2025; still current 23 Oct 2026) · 2026 · checked 27 Oct 2026
Expat communities; making friends; networking
Foreign communities are small: France counts 72 registered French nationals (March 2025), and the Alliance française in Roseau teaches French, supported since 2025 by teachers from Guadeloupe and Martinique. The Muslim Community of Dominica has about 300 members.
Source: French Ministry for Europe and Foreign Affairs — Dominique — relations bilatérales (updated 27 Oct 2026) · 2025 · checked 27 Oct 2026
Marriage; divorce; dating
Marriage licence: EC$300 with two days' residence or EC$500 for non-residents; a weekend or holiday wedding costs EC$504 (EC$300 plus EC$204), with birth certificates and a certificate of non-marriage; apply at the Ministry (Government Headquarters, Kennedy Avenue, Roseau). Marriages registered: 282–296 a year in 2017–2019, 190 in 2020.
Source: Discover Dominica Authority — Weddings — marriage licence fees and documents (legacy site) · 2026 · checked 27 Oct 2026
Religion; faith-based travellers
2011 census: Roman Catholic 52.7%, Evangelical 19.0%, Seventh-day Adventist 6.7%, Methodist 2.6%, Jehovah's Witness 1.3%, Rastafarian 1.1%, no religion 9.4%. Freedom House gives full marks for religious freedom. The Muslim Community of Dominica (about 300 members) has a mosque in Roseau.
Source: Central Statistics Office (CSO) — Population by religion 1991, 2001 and 2011 · 2011 · checked 27 Oct 2026
Freedom of speech
Freedom House rates Dominica Free (92/100 in 2026: political rights 37/40, civil liberties 55/60), with full marks for religious freedom and judicial independence; it notes corruption concerns linked to the citizenship-by-investment programme.
Source: Freedom House — Freedom in the World 2026: Dominica · 2026 · checked 27 Oct 2026
Public holidays; festivals
12 public holidays in 2026: New Year, Carnival Monday and Tuesday (16–17 Feb), Good Friday, Easter Monday, Labour Day (4 May), Whit Monday, Emancipation Day (3 Aug), Independence Day (3 Nov), Community Service Day (4 Nov), Christmas and Boxing Day. Festivals: the World Creole Music Festival (23–25 Oct 2026) and Carnival (9 Jan–10 Feb 2027).
Source: Time and Date AS — Holidays and observances in Dominica in 2026 · 2026 · checked 27 Oct 2026
Food scene; things to do; nightlife; sports
Things to do: hiking (Boiling Lake, Morne Diablotin National Park), diving (Dive Fest, 29–30 Aug), Goûté Domnik food week and restaurant week (July), the World Creole Music Festival at Windsor Park (October) and Carnival (January–February). Callaloo soup is the national dish.
Source: Discover Dominica Authority — Festivals and events · 2026 · checked 27 Oct 2026
Accessibility for disabled people
Access to buildings, sidewalks and transport is extremely difficult for people with disabilities, and no law requires accessible buildings. Dominica ratified the UN Convention on the Rights of Persons with Disabilities in 2012; the Dominica Association of Persons with Disabilities held a Disability Enlightenment Week in late 2025.
Source: US Department of State — Dominica travel advisory, Level 1 (issued 20 May 2026; travel guidance 23 Jul 2026) · 2026 · checked 27 Oct 2026
13Government, law & society4
Political system; stability
A parliamentary democracy governed by the Dominica Labour Party since 2000; it won 19 of the 21 elected seats in December 2022. Freedom House rates the country Free (92/100, 2026), and the World Bank's 2025 political-stability score is 82.8 of 100. Protests happen occasionally, and police have used tear gas.
Source: Freedom House — Freedom in the World 2026: Dominica · 2026 · checked 27 Oct 2026
Local laws; criminal penalties; arrest notification
Drug penalties are severe; camouflage clothing is illegal; firearms need prior government consent; overstaying or working without a permit is illegal. Cash of EC$10,000 or more must be declared. US citizens who are arrested can contact the US Embassy in Bridgetown, Barbados (+1 246 227-4000).
Source: UK Foreign, Commonwealth & Development Office — Dominica travel advice (updated 10 Dec 2025; still current 23 Oct 2026) · 2026 · checked 27 Oct 2026
Religious government
The Constitution provides for freedom of religion and bars ministers of religion from running for office. Religious groups register with the Attorney General's office for non-profit status (fee EC$25) and may run private schools. Freedom House gives full marks for religious freedom (2026); most people are Christian (Roman Catholic 52.7% in 2011).
Source: US Department of State — 2023 Report on International Religious Freedom: Dominica · 2023 · checked 27 Oct 2026
Economy overview
Growth was 4.5% in 2025 (3.1% forecast for 2026) and inflation 2.3%; public debt is about 103% of GDP. Citizenship-by-investment inflows were US$229.7 million (30.9% of GDP) in 2025. GDP per person was US$10,989 (2025, World Bank). A new international airport is due in 2027.
Source: International Monetary Fund — Dominica: 2026 Article IV Consultation — Country Report No. 26/117 (June 2026) · 2025 · checked 27 Oct 2026
14Moving logistics2
Moving checklist; first-week tasks
First steps: fill in the online immigration (ED) card before travel; extend your stay at the Immigration Department before it runs out, or apply for a permit; get a temporary visitor's driving licence ($30 for one month, $60 for three); register with Social Security if you work; open a bank account (NBD needs a work permit or a face-to-face meeting); then connect DOMLEC and DOWASCO.
Source: Government of the Commonwealth of Dominica — How do I apply for an extension of stay? / Do I need a visa? / entry requirements · 2026 · checked 27 Oct 2026
Shipping household goods; customs allowance
WIN visa holders may import personal and business items, tools and household goods free of import duty and VAT within their first 3 months (the customs service charge and environmental surcharge still apply), and bring a vehicle in temporarily if they take it out again. Baggage needs no import declaration. Returning Dominican nationals have separate concessions.
Source: Work in Nature (WIN) extended stay visa, Government of Dominica — Fees, visa terms, tax waiver and import concessions · 2026 · checked 27 Oct 2026
15Demographics5
Population; density
65,871 people in 2025 (World Bank), down from 69,325 at the 2011 census, on 751 km² (about 88 per km² in 2024). In 2011 the City of Roseau had 14,741 people and St John parish, around Portsmouth, 6,422; 26% of people live in rural areas.
Source: World Bank — World Development Indicators and Worldwide Governance Indicators — Dominica (API, WDI updated 8 Oct 2026) · 2025 · checked 27 Oct 2026
GDP per capita; income level
GDP per person was US$10,989 in 2025 (World Bank; the IMF gives US$9,432 for 2024). Consumer prices are about 58% of the US level.
Source: World Bank — World Development Indicators and Worldwide Governance Indicators — Dominica (API, WDI updated 8 Oct 2026) · 2025 · checked 27 Oct 2026
Education level
2011 census, highest level reached (whole population): university 6.0%, other post-secondary or college 8.0%, secondary 20.8%, primary 46.6%. School is compulsory to 16.
Source: Central Statistics Office (CSO) — 2011 Population and Housing Census (report, 96 pp.) · 2011 · checked 27 Oct 2026
Tourist volume; overcrowding
488,091 passenger arrivals in 2025, including 375,646 cruise passengers and a record 112,195 stay-over visitors with yachts (98,734 without), spending about EC$405.5 million. With 65,871 residents, that is about 7 visitors per resident a year.
Source: Office of the Prime Minister press room (pressroomopm.gov.dm) — Dominica records strong tourism growth in 2025 (9 Feb 2026) · 2025 · checked 27 Oct 2026
Gender ratio
Men slightly outnumber women: the 2011 census counted 35,424 men and 33,901 women, about 104.5 men per 100 women.
Source: Central Statistics Office (CSO) — 2011 Population and Housing Census (report, 96 pp.) · 2011 · checked 27 Oct 2026
16Expat sentiment2
Expat Insider indices — Quality of Life, Ease of Settling In, Working Abroad, Personal Finance, Expat Essentials
No reliable source yet. To be filled from MPH's own member survey.
No reliable source yet · 2026 · checked 27 Oct 2026
Return rate; liked by members
No reliable source yet. To be filled from MPH's own member survey.
No reliable source yet · 2026 · checked 27 Oct 2026
17Food, groceries & markets13
Supermarket chains — discount / mid / premium
Supermarkets in Roseau include the Whitchurch IGA Super Centre (H.H.V. Whitchurch); no chain publishes prices online. Food cost about a third more than in the US in 2021, and the 2025–26 budget removed import duty and VAT from basics such as chicken, milk and cooking oil.
Source: WriteUps24 — Whitchurch to celebrate customer appreciation day on December 12 (9 Dec 2023) · 2023 · checked 27 Oct 2026
Fresh produce markets — municipal markets, farmers' markets, market days
Portsmouth's Saturday market, where farmers set up before dawn, sells fresh fruit, vegetables, spices, ground provisions and jelly coconuts. The Goûté Domnik food week in July includes a farmers' marketplace.
Source: Secret Bay (hotel) — Portsmouth Saturday market · 2026 · checked 27 Oct 2026
Fish and seafood markets
In 2022 the Roseau Fisheries Complex was under Japanese-funded rehabilitation (about 34% complete), with a market planned for about 15 fish vendors so that fishers can sell to the public daily; completion has not been confirmed. A Roseau lunch menu lists grilled marlin and fried tuna.
Source: Government Information Service (GIS), news.gov.dm — Rehabilitation of Roseau fisheries sector ongoing (28 Mar 2022) · 2022 · checked 27 Oct 2026
Seasonal and local produce
Local produce: ground provisions, dasheen (its leaves make callaloo, the national dish), spices and seasonal fruit, sold at the Saturday markets. Fruit and vegetables cost about 50% more than in the US in 2021.
Source: Secret Bay (hotel) — Portsmouth Saturday market · 2026 · checked 27 Oct 2026
Organic availability; organic certification
Dominica has no national organic certification body and no legal framework for organic labels; the Dominica Organic Agriculture Movement promotes peer-reviewed (PGS) guarantees. Most organic produce is sold locally at small farmers' markets or eco-resorts.
Source: DOM767 — Organic farming in Dominica (Dompedia) · 2025 · checked 27 Oct 2026
Dietary needs — halal, kosher, vegetarian / vegan, gluten-free
No reliable source found.
No reliable source yet · 2026 · checked 27 Oct 2026
Allergen labelling rules
Labelling of pre-packaged foods is a compulsory national standard (DNS 2: Part 3: 2002), and the Bureau of Standards can require approval of labels and packaging. No specific allergen-labelling rule was found.
Source: Dominica Bureau of Standards (DBOS) — Standards catalogue (© 2022) — compulsory standards · 2022 · checked 27 Oct 2026
Food safety standards and inspection
Imports covered by a compulsory standard are sampled on entry; failing goods are refused or, where they can be fixed, conditionally admitted (Standards Regulations 2020). Food hygiene follows the compulsory code DNCP 1: Part 1: 2007. Environmental Health trains food handlers and reported no food-borne outbreak at the 2024 World Creole Music Festival.
Source: FAOLEX (copy of the regulations) — Standards Regulations, 2020 (SRO 7 of 2020) · 2020 · checked 27 Oct 2026
Alcohol rules — where it can be bought, licences, restrictions
Selling alcohol needs a magistrate's certificate and an Inland Revenue licence (fees shown as $): retail $700 a year (6 a.m.–9 p.m., including weekends but not bank holidays), wholesale $1,000, tavern $100, hotels and restaurants $700 (to 2 a.m.) and night bars $600 (6 p.m.–6 a.m.).
Source: Inland Revenue Division (IRD) — Liquor licence (Liquor Act, Cap. 70:03) — types, fees, hours · 2026 · checked 27 Oct 2026
Grocery and meal delivery services
Qwick Delivery has delivered meals, groceries and cooking gas in Roseau and nearby areas, working with about thirty local businesses (2021 report; current service not confirmed). No other delivery app was confirmed.
Source: Emage DM — Sade Samuel — Qwick Delivery (6 May 2021) · 2021 · checked 27 Oct 2026
Local cuisine overview
Creole cooking based on local produce: callaloo soup (dasheen leaves, often with crab and smoked meat) became the national dish in 2013, replacing the endangered 'mountain chicken' frog. Everyday lunches include pelau, chow mein, roti, baked chicken, fish and Saturday soups such as bullfoot soup and fish broth.
Source: DOM767 — National dish of Dominica (Dompedia) · 2026 · checked 27 Oct 2026
Restaurant scene and dining cost
Restaurant Week (July 2026) set prix-fixe menus at XCD 60, 120 and 200 at 19 restaurants, including Fort Young's Palisades and Secret Bay's Bwa Denn, with local meals under XCD 60. A Roseau lunch place lists chicken $25, fish $30, lamb $35, soups $6–12 and Saturday soups $25. Restaurants and hotels cost about half US levels (2021).
Source: Discover Dominica Authority — Goûté Domnik – Taste of Dominica: Restaurant Week 19–26 July 2026 · 2026-07 · checked 27 Oct 2026
Tap water drinkable
Tap water is generally safe to drink and use in cooking (US advice). Supply comes from DOWASCO, the state water company.
Source: US Department of State — Dominica travel advisory, Level 1 (issued 20 May 2026; travel guidance 23 Jul 2026) · 2026 · checked 27 Oct 2026
18Questions US movers ask7
US Social Security totalisation agreement; pension paid abroad
There is no US–Dominica Social Security (totalization) agreement, but US citizens can keep receiving US benefits there. Dominica Social Security pays pensions by direct deposit, and pensioners abroad send a notarised life certificate. Dominica has social security agreements with Canada (since 1989) and CARICOM.
Source: US Social Security Administration — Your payments while you are outside the United States (EN-05-10137, April 2026) · 2026 · checked 27 Oct 2026
Flight time and direct flights to major US hubs
Non-stop to New York: United Newark–Douglas-Charles, about 4 h 52 min to 5 h 07 min, twice weekly in winter (none in August 2026). Miami: American, daily, about 3 h 40 min. Other routes connect via San Juan, Antigua or Barbados.
Source: FlightsFrom.com — Direct flights from Dominica (DOM) · 2026-10 · checked 27 Oct 2026
Time-zone offset from US Eastern / Pacific
Atlantic Standard Time (UTC−4) all year, with no daylight saving: 1 hour ahead of US Eastern in winter and the same time in US summer; 4 hours ahead of US Pacific in winter, 3 in summer.
Source: Time and Date AS — Time zone and daylight saving — Roseau, Dominica · 2026 · checked 27 Oct 2026
Language test required for residency or citizenship
Government pages set no language test for residence permits, permanent residence, naturalisation or the WIN visa; citizenship-by-investment applications must be submitted in English.
Source: Government of the Commonwealth of Dominica — How do I apply for citizenship of the Commonwealth of Dominica? · 2026 · checked 27 Oct 2026
Remote work permitted under each visa
The WIN visa (up to 18 months) allows any remote work, but only for companies or clients not registered in Dominica, and comes with an income-tax waiver. Visitors may not work without a work permit; work permits from the Labour Division (one year) allow local jobs.
Source: Work in Nature (WIN) extended stay visa, Government of Dominica — Fees, visa terms, tax waiver and import concessions · 2026 · checked 27 Oct 2026
Setting options — urban / suburban / rural / coastal / mountain
Small-town and rural: the City of Roseau had 14,741 people and Portsmouth's parish 6,422 in 2011, and 26% of people live in rural areas (World Bank). The interior is rainforest with national parks; Morne Diablotin, the highest mountain, is 1,447 m.
Source: World Bank — World Development Indicators and Worldwide Governance Indicators — Dominica (API, WDI updated 8 Oct 2026) · 2025 · checked 27 Oct 2026
Bureaucracy and admin ease
Dominica is not covered by the World Bank's B-READY business survey (2024–2027 cycles). The government's e-services portal (2024) handles over 90 services, such as certificates, passports and business permits, with card payment; residence permits still need paper forms and Treasury receipts.
Source: World Bank — Business Ready (B-READY) — covered economies · 2026 · checked 27 Oct 2026

152 verified facts from 103 sources; last checked 27 Oct 2026. Facts marked "No reliable source yet" are shown on purpose, rather than filled with guesses.

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The information on this page is published by Mission Point Holdings LLC for informational and intelligence purposes only. It does not constitute financial, investment, tax, legal, or immigration advice. Figures are taken from official and published sources on the dates shown and change often; the monthly budget is an MPH calculation based on stated assumptions, not a quote. Residency and visa rules, tax treatment and costs vary by person and change frequently; confirm all requirements with qualified local legal and tax counsel before moving or committing capital. Mission Point Holdings LLC has no financial relationship with any provider named on this page.